Good Morning Everyone

[scaredkez]

hi lily i have days like that to, one of them being today, everything has been quiet for the last 2 days and now the phone has not stopped ringing it started at 8:05 am wouldn't mind if they bothered to speak, one credit card company have wrote to us and said they are happy with the DMP for now but its the lowest one we owe so of course they will be happy, but to top it all i have my neice here think i told you about that lily, its something i could really do with out, she is suppose to be at my mums but they are too ill at the moment with flu, my own kids suffer enough with my mood swings and i am trying to be happy and smiley as if nothing is worrying me, we can't even put her in school until social services decide what is happening with her very long story, and tomorrow i have my test for the new job aggghhhhh, feel like screaming.
kerri

[Dominic]

Good luck with the test

[Skippy]

Good luck for tomorrow Kerri x

Four down, fifty six to go until freedom!

[freelili]

Thank you guys, Oh Kerri, thats a tough one, I think I need to go to domestic goddess classes, I am not used to this staying at home thing, I just clean everywhere and work much harder than I used to, but its never done and I dont get paid. I have the same problem with the phone calls starting up again. On top of this everyone gets me to do jobs in moms because I have the time, fetch and carry and I have to do everyones feet for them, Moms house is an hours drive away, its so cold in there. I'm always watching the clock to get back in time. I cant get this stupid fax thing to work either, Dominic, I am so glad you are back. My internet service is hopeless also, they are building houses down the road and keep cutting through cables, we have had 3 power cuts also....Arrrrgh

Kerri, good luck for tomorrow I will be sending some positive thoughts your way.

LILY

[lesley]

GOOD LUCK KERRI. HOW ARE YOU GETTING ON WITH RE10 LILY

[Skippy]

Oh Lily, I think I'll see you at the domestic goddess classes - I think Dave would be quite happy to send me!!! I wouldn't mind if I was actually paid for it!

Four down, fifty six to go until freedom!

[freelili]

Well I am not really sure Lesley, I am looking to do a Lump sum IVA, I need to give my creditors 40p in the pound because HSBC are one of my creditors. The creditors would therefore get 14600 but I pay 21,500 because of fees but this seems a bit expensive (£6,900) in fees, payplan are managing my DMP and they said 2.5K -3500 is the normal range for a one off IVA. I dont know this though. I will have the money but I do not know when or how much. I am not sure what to do at the moment, it all seems a bit out of reach. Could do with an anesthetic until its over really, now that would be worth 6.900, dont you think?

LILY

[lesley]

I agree i wouldn't mind being knocked out till it's over good luck. I will keep you informed as to how things go

[freelili]

Hi Skippy

How are you? Have not heard from you in a while, mind you I am having trouble with my internet service. No Trace, dont go, how mindless is ironing? Putting socks in pairs, please? I'm just not up to it It makes standing in the Post office queue postively stimulating.well you can read all the funny cards while youre waiting. Send Dave, trust me.

good luck with your IVA Lesley

Love to you and yours

LILY

[Skippy]

Hi Lily, I'm OK thanks. Sadly my uncle died this morning, but in the end it was a happy release for him - it's the people who are left behind who are hurting.

Pairs of socks, what are they?!? I have a pile of odd socks, and I really do not understand how they go into the washing basket as a pair, and only one makes it back to the sock drawer! To be honest, Dave does most of the washing - we live in a block of flats with paper thin walls (you get to hear all sorts of things when you can't sleep...) and I don't like to put the washing on before I go in the mornings. Well that's my excuse! He's also better at cooking than me - I don't stretch beyond chilli or fish fingers! Yes, I know I'm lucky, and yes, I do appreciate him!

Four down, fifty six to go until freedom!

[freelili]

so sorry tracey

My thoughts are with you now, its still a shock when it happens love and hugs to you and yours.

virtual hug is on its way.

Chris-lily

LILY

[scaredkez]

tracey already posted how sorry i am it doesn't get any easier, i was a bit annoyed with my own post earlier as it looked as if i didn't care about my own niece and was wallowing in my own mess i love her to bits but its just come at a bad time to feed an extra mouth
kerri

[Skippy]

Thanks Kerri. Don't worry, your post didn't come across like that at all. When we're on such a tight budget none of us need any extra mouths.

Four down, fifty six to go until freedom!

[scaredkez]

well i have been for my tests they were extremley easy thank god, but there is 160 people who took the tests too! they are wittling us down to six so fingers crossed i get there.
mind you didn't think i was going to get to the centre as the snow was so thick but made it,
kerri

[Skippy]

Good luck Kerri - let us know as soon as you have news. What job is it for? Is it still snowing where you are? It's stopped here, but apparently it's going to freeze tonight - lovely!

Four down, fifty six to go until freedom!