well as you know with me nothing is ever straight forward, finally got hold of the OR this morning and boy am i glad that i did, she said whats the problem can you not raise the BI said no had no one else who could either, she said can you not raise the £211 + £1, said sorry don't understand, she said we have had the mortgage statement back from NR and you are in negative equity we have done a drive by basically you owe NR £132k and the valuation we have got is £130k, i said that means that NR have secured the loan then she said it looks that way, i said are you sure, got her to repeat it to me 3 times, she said get a letter to me straight away saying that you do maintain the interest in the house, so have done that registered it, i can't believe it we can hopefully keep the house all being well, she said only need to raise the £211 and the £1, so please everyone keep your fingers crossed that this doesn't turn bad for me, don't even know whether i should post this incase they are reading (NR) and they change it but she said thats what she had on her screen and that was that.
i have asked NR last month if i can go on to repayment only hope this doesn't affect it, it was only to be short term anyway.
kerri
Please view my blog at:
http://scaredkez.blogs.iva.co.uk/
