Good News... It's nearly all over!

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s.b.w

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Post by s.b.w » Fri May 02, 2008 1:19 pm
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Just thought I'd put some good news on here...

I've just made my final payment to my IVA....

WHOPEEEEEE

It's been a long old journey but well worth it!

I'd say to anyone even slightly hesitating to go for it. Just talk to an IP and see what they have to say. You can't be shot for asking questions!

Good luck to you all... if I can do it, anyone can!

Roll on the completion certificate and my first paypacket all to myself at the end of May!

Sharon x [:D]
Arghhhhh!!!!!!!!!
If only I'd said NO!

Go to my blog at:

http://shazzy.blogs.iva.co.uk/
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rayb

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Post by rayb » Fri May 02, 2008 1:25 pm
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Well done to you!!!

Have you just completed your 60 months or did you settle early??
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s.b.w

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Post by s.b.w » Fri May 02, 2008 1:32 pm
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Hiya Rayb

It was the full 60 months. Didn't have a property to sell for early settlement.

I made the first enquiries back in September 2002 and was formally accepted on 16th April 2003.

As you can tell the dates are etched in my head for all time!

As I said, it's been a hard slog, but well worth it!

And now I am saving up for my first holiday in over 8 years.... thought I'd never be able to have a holiday again when I was in debt!

Woohoo!

Sharon
Arghhhhh!!!!!!!!!
If only I'd said NO!

Go to my blog at:

http://shazzy.blogs.iva.co.uk/
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rayb

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Post by rayb » Fri May 02, 2008 1:38 pm
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Well once again congratulations!!! You have certainly earned the holiday that is for sure.

I have another 3 years to go but time is passing very quickly already so roll on 2011 lol!!!!
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ianmillington

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Post by ianmillington » Fri May 02, 2008 1:54 pm
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Congrats from me too!

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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Lisa2009

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Post by Lisa2009 » Fri May 02, 2008 1:55 pm
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And me !!
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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kallis3

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Post by kallis3 » Fri May 02, 2008 2:04 pm
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Congratulations s.b.w, Five years to go for me. It must be great to have made that final payment.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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s.b.w

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Post by s.b.w » Fri May 02, 2008 2:07 pm
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Thanks everyone

Kallis3 and rayb Good luck, it'll seem a bit scary and you'll think there's an absolute age to go, but it will fly by!

Onwards and upwards!

Sharon x
Arghhhhh!!!!!!!!!
If only I'd said NO!

Go to my blog at:

http://shazzy.blogs.iva.co.uk/
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ianmillington

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Post by ianmillington » Fri May 02, 2008 2:14 pm
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I try to put it into perspective when asked by clients by drawing the similarities between an IVA and a 5 year interest free loan. Looking at it like that can make things a bit easier.

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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s.b.w

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Post by s.b.w » Fri May 02, 2008 2:23 pm
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that's a very good idea Ian, never thought of it like that before.

Sharon
Arghhhhh!!!!!!!!!
If only I'd said NO!

Go to my blog at:

http://shazzy.blogs.iva.co.uk/
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kal

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Post by kal » Fri May 02, 2008 2:33 pm
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Many congratulations.
I have only just started out (paid 2 months).
Good luck with choosing your well earned holiday.
k.
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tinytori

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Post by tinytori » Fri May 02, 2008 2:38 pm
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Gratz hun, Im 8 months into my IVA, im hoping the next 4ish yrs fly by.

Well done you!!! and wish u the best for the future xxx
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sblack

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Post by sblack » Fri May 02, 2008 2:45 pm
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Well Done s.b.w and all the best for the future.

We are 2 payments down and still lots to go !!!!
A year after the 2012 Olympics we should be about done.
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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debbie.s

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Post by debbie.s » Fri May 02, 2008 7:45 pm
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Enjoy your holiday s.b.w, I have lots of plans for three years time,but still seems a long way off!! Well Done x
900 62/62
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chris.g

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Post by chris.g » Fri May 02, 2008 7:52 pm
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Well done Sharon, Good luck with your future and the extra income you now have due to you not having to pay your IVA,
xx
It's nice to be back......
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