good to work to a real budget and spend real money

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JoeB

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Post by JoeB » Sun Jun 10, 2007 9:27 pm
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As we are in the build up to the IVA ( ie just got the IP) the nice thing is that now we are not paying our creditors - good to work to a real budget and spend real money! - and not just juggle payments around each month. A thought when you have the nightly phonecalls and the letters - the reason they are coming is because you are doing something positive and trying to sort it out and not pretending all is OK anymore! [8)]
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Adam Davies

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Post by Adam Davies » Sun Jun 10, 2007 9:41 pm
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Hi
Your right,you are making huge steps in sorting out your debts and indeed your life.
Use this time ,before the start of your IVA, to get totally up to date with utility bills and priority secured debts[if any]plus council tax.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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