Well got my visa debit card from Coop and the blurb to say it repplaces electron I went to do some shopping online from tesco and suprisingly it states "Doesnt accept electron" so I guess they have just rebranded the electron card but it is still one of them. Think I will stick with Thinkbanking for my bank account and clearcash for my spending account
Andy has posted on another thread and says his Co-op Electron card is widely accepted and he has no problems with it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
HI
I have a halifax visa electron
I used it the other day to pay a bill on the internet. The site did not mention it took electron only visa debit but it went thru ok
I have had the electron 4 months and have had no problem in any shop
i don't even tend to look now if they take it as everyone seems to
Will probably come unstuck one day!
kallis3 wrote:
Andy has posted on another thread and says his Co-op Electron card is widely accepted and he has no problems with it.
But the change to a visa debit should mean no issues. I dont think Visa Electron is being scrapped... just that co-op are up grading the account faciities.
Since being limited to one piece of plastic, I have to say that I have not had any issues with the Co-op Visa Electron card. I have used it in shops and online. During that time the only anomoly I've found is that it won't allow me to dispense fuel with the pay at pump option and have to pay at the till instead.
However I reckon I know why this is as the Electron card works differntly from it's big brother, the Visa Debit card. The Electron card has an enforced funding option in that the full funds need to be present in your account before the transaction can committ. Where as the Visa Debit card allows some slight leeway on available balance.
The reason why the Electron card may not be so easily adopted by all retailers is likely to be these same requirements for clearing funds. Unfortunately there are some financial instituitions that struggle to share the real time account balances required to adhere with the inflexibility that Electron wishes to maintain on account balance. However you still can get slightly overdrawn as I have proved (-£2.17!) within my first month on the Co-op account [:0] Strangely enough it was after this point that I noticed I couldn't pay at the pump [:D]
Think the issue OP is mentioning, is that he should have the "big brother version" but then it has been rejected on a website as even though it says visa debit on the card, the long number identifies it as an electron.
Agree Andy, places seem much more willing, I remember being 17 (and debt free) and have to withdraw cash for my petrol as no garages accepted Solo as a method of payment.
Last edited by Adam16 on Thu Jun 18, 2009 11:44 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi all just wanted to let you know that Sainsburys won't take Solo/Electron on line when I asked Customer Services in store why this is (as they take both in store) was advised that both Electron and Solo cards are given to under 18's account holders and therefore the cards are restricted on line as potentially they can buy alchohol etc on line. [8D]
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