Got my date

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Blueskies

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Post by Blueskies » Mon Oct 06, 2014 8:34 pm
For the creditors meeting. Can't stop trying to find information on how creditors like mine will vote at the meeting and just fearful it'll go wrong.

I was basically using my cards right up until I started the process which included getting a dress for a funeral and shoes with one and so worried that they'll see that and all the other expenses and things I was paying for as irresponsible and reject it.

I know if I was advising someone else I'd probably think and say that they wouldn't look that closely but perhaps they will and do.

I know this is probably all perfectly normal jitters - just so want this to work so I can concentrate on helping Dad support Mum more and recover myself from various things.

I have to say that so far wouldn't have got by without your support and help. Mean that so sincerely whether you've replied or not to a post of mine, each and every post on this forum has been so helpful and full of great information.

Fingers crossed for 22nd October.

x
 
 

Foggy

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Post by Foggy » Mon Oct 06, 2014 8:39 pm
Yes, Blueskies, these jitters are the norm ... but TRY not to overthink things. Your IP is confident and would not be proceeding otherwise.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Til

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Post by Til » Mon Oct 06, 2014 8:40 pm
I felt exactly the same Blueskies and all my fears were for nothing.

The waiting is horrid but I'm sure you'll have the positive outcome soon.

Try not to dwell too much as it will drive you crackers and won't affect the outcome either way.

And if it helps I was using my cards right up to the IVA too and it was still a yes for us.

Good luck but I'm sure you'll be fine.
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
 
 

Shining

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Post by Shining » Mon Oct 06, 2014 9:05 pm
Good luck for the 22nd x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

luluj

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Post by luluj » Mon Oct 06, 2014 9:16 pm
Fingers crossed .... Your IP will be proposing the best option for you so hopefully it will all go to plan.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Blueskies

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Post by Blueskies » Mon Oct 06, 2014 9:36 pm
Thank you Foggy, Til, lesley and luluj.

I've got complete faith in my IP - they've been brilliant. I tend to overthink everything and worry. Especially just before I go to sleep. The anxiety about all kinds of things has escalated over the last week or so.

At least there's a date now and an end in sight regardless of what happens. I'll know more where I am soon. Thank you all. xx
 
 

Struzzo39

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Post by Struzzo39 » Tue Oct 07, 2014 6:59 am
Good luck. Not long to go now. Keep us posted
Steven & Debbie
 
 

Michael Peoples

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Post by Michael Peoples » Tue Oct 07, 2014 9:09 am
Best of luck from me too. I am sure you will be fine.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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