had good news then bad

[tinytori]

Sorry if im not allowed to post this here but u guys are the only people i can talk too

After hearing about my IVA getting accepted, i then recived a phone call from Greg Penn saying they hadnt received my DMP because my OH emplyoing had re called all his pay back from bank, bascaially my oh got a new job and left his employing but did it right etc, well they paid some money into account on fri, luckly we got some food cos they took it all out yesterday and now my pay will not cover for the month[:(] iam so sad
We bascially have no money for the rest of the month

After good news about my IVA i get this **** news

I need a cuddle[:(]

[Rainbow]

Oh dear very sorry to hear this - Contact your IP and inform them of what's happened asap.
Also with regard to your OH employer I suggest you contact their personal section to find out why then if not satisfied go to the CAB and get their advice or a solicitor that offers free initial advice.

Please try not to worry it will get sorted.

Good Luck
Rainbow

[tinytori]

would i need to tell my IP as my 1st IVA payment will not be till beginning of Sept i think, if my IVA just got accepted yesterday when will b 1st IVA payment be???

[catullus]

As a general rule IVA proposals have a clause in them that states that the first payment should be received within 30 days. Have a look at your proposal to see if the same clause is in yours.

In addition, are you sure that you haven't built up a fund with GP in your DMP that will be paid over to your Supervisor and will acy as a credit against future contributions?

And finally, I'm no banking expert but I don't think that your employer had the right to recall money like that. Mind you its a bit academic if they really were owed the money but as 99% of people are paid in arrears that wouldn't normally be the case.

[tinytori]

when i phoned my oh yesterday to tell him he was with someone from CB who spoke to my oh company appreently they can take money out !!!
my oh company said they will pay some money into his account on the 1st Aug but not enough to cover the month. Iam just waiting for GP to phone me back today so i can explain everything to them

[aguise]

Hi Tiny speak to fj and ask them when the first payment is to go. I was told as catallus says within thrty days but you can arrange the date with them so give them a ring and tell them the situation. What a pain dont worry though, but sort out the date with them.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

[tinytori]

well i rang FJ and my 1st IVA payment will be the 31st Aug, so thats ok and also my DMP has gone through today aswell so thats ok, all i hope now is that my oh gets some money back from his company tomoorow so all my household bills etc can be paid like Tv rent water etc....fingers crossed guys xx

[aguise]

That sounds a lot better, any worries ring them, they have always been helpful, hope you get the money next week and all is ok

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

[tinytori]

thanks hun !! yes they were really nice....just like u guys xxx

[aguise]

[:)][:X]

Please visit my blog at http://aguise.blogs.iva.co.uk/

[Adam Davies]

Hi Tinytori
Why has a DMP payment gone out of your account after your IVA was accepted ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[tinytori]

Andy my IVA was just accepted yesterday and my 1st IVA payment is on the 31st Aug, so i take DMP that was paid yesterday s my last one...does that sound right???

[MelanieGiles]

No - The DMP payment needs to be refunded or transferred across to the IVA account. They should not have been taking DMP payments when you were so close to getting an IVA accepted.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[tinytori]

really??? so should i ring them in the morning ??? what do i say

[aguise]

I would definately ring them as if your iva came into effect yesterday then the payment should be returned or put to the iva as first payment or part of and hopefully that would be a help with the other problem.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/