halifax have just found out about thmy iva

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S2004

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Post by S2004 » Wed Nov 12, 2008 3:19 pm
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hi
i opened a halifax bank account 14 months ago just before my iva was approved ive had my iva for 13 months now halifax have just found out about the iva does this mean they will close my account.
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pixie

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Post by pixie » Wed Nov 12, 2008 4:14 pm
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Hi and welcome to the forum.
You shouldn't have any problem with them. Are any of your creditors related to them?
I opened an account with them just prior to my IVA and have had no problems. Not sure if they know though!
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
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S2004

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Post by S2004 » Wed Nov 12, 2008 4:24 pm
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no debt with halifax so hopefully will be ok don't want to move banks again to much stress LOL
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kalla

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Post by kalla » Wed Nov 12, 2008 4:57 pm
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You say they {Halifax)have just found out about it...they must have combed throuh the insolvency reg'.

Two things can happen here - your account is downgraded to basic account and your visa debit withdrawn/you'll not offered loans/Over Draft facilities revoked or........... nothing will happen and you keep your account....but thats upto TSB's policy as its new owners.
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MelanieGiles

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Post by MelanieGiles » Wed Nov 12, 2008 5:13 pm
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I cannot see that they will have a problem, if this is just a normal current account with no overdraft facility.
Regards, Melanie Giles, Insolvency Practitioner
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Lisa2009

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Post by Lisa2009 » Wed Nov 12, 2008 7:54 pm
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Hubby's IVA providers recommended him open a basic account with Halifax and for the 3 years he had his IVA, they were fine.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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Skippy

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Post by Skippy » Wed Nov 12, 2008 8:19 pm
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In response to Kalla's post, when I was in my IVA I had my current account with Lloyds TSB. I kept the full account with them, and they were happy for me to keep the account when I went bankrupt.
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