HAPPY XMAS

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markiboy

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Post by markiboy » Tue Dec 18, 2012 5:05 pm
Its a week left and I know that some are on here are starting off, finishing off, IVA complete, and like me waiting for their CC.
Who ever and what ever I wish you all a Very Merry Xmas and hopefully a peaceful New Year.

Remember how ever bad you may think it is??? There is a light at the end of the tunnel.

Who ever said life was easy???

Chins up and be strong for 2013!! xxx[:)]
 
 

luluj

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Post by luluj » Tue Dec 18, 2012 6:46 pm
And to you too!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Shining

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Post by Shining » Tue Dec 18, 2012 7:19 pm
To you too markiboy
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Tue Dec 18, 2012 10:25 pm
Have a great time with you and yours markiboy, and if you are waiting for a Completion Certificate, I sincerely hope it will be with you soon.
Regards, Melanie Giles, Insolvency Practitioner
 
 

wiggle1

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Post by wiggle1 » Tue Dec 18, 2012 10:45 pm
Merry Christmas and Happy New Year to you
Life after IVA is wonderful.
 
 

orchid5

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Post by orchid5 » Wed Dec 19, 2012 7:34 am
A merry christmas and a happy new year to each and everyone on this forum, thank you for being the salvation of many. xxxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

Skippy

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Post by Skippy » Wed Dec 19, 2012 10:00 am
Merry Christmas and Happy New Year to everyone from me as well x
 
 

Niobe

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Post by Niobe » Wed Dec 19, 2012 10:08 am
Happy Christmas from me as well.
 
 

lin.r

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Post by lin.r » Wed Dec 19, 2012 3:51 pm
Happy Christmas from me too,and my very best wishes to all of you for the new year.XXX
Lin
 
 

lem

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Post by lem » Wed Dec 19, 2012 3:54 pm
A very merry christmas from me too, and I just want to say what a wonderful feeling it is knowing that all the food, drink and presents we have bought this year are with our OWN MONEY and when the thousands of people are waiting for the thud of huge credit card bills in January are groaning at the thought while they are tucking into the turkey, we can simply smile and enjoy the festivities xx
 
 

TheArtist

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Post by TheArtist » Wed Dec 19, 2012 4:00 pm
Nice post lem. Best wishes to everyone on this forum.
I'm glad I found it.
TheArtist
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
 
 

markiboy

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Post by markiboy » Wed Dec 19, 2012 4:32 pm
Lem so true!!! Just got back from Tesco's all cash/ No credit card no worries.
 
 

olympic_torch

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Post by olympic_torch » Wed Dec 19, 2012 6:06 pm
Haven't posted for a while but still an avid lurker.
A happy crimble to all past, present, cert pending iva'ers.
My final milestone is due in May, 6 years will have passed and hopefully my credit report should be cleaner than a bishop's joke book.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
 
 

Fletch2204

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Post by Fletch2204 » Wed Dec 19, 2012 7:26 pm
Merry Christmas everyone xx
I'm Walking On Sunshine, Yeah-Yeah...........

Katrina And The Waves
 
 

footiemad

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Post by footiemad » Wed Dec 19, 2012 9:17 pm
Absolutely true Lem and it's such a good feeling x
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