Might sound a silly question but what if you managed to save enough of your allowances in an iva to have a holiday! Would that be allowed? Would probably be very difficult I know but five years without any sort of break must be hard. Has anybody been on holiday during an iva? I suppose the cheap sun holidays could be affordable.
Absolutely - a modest family holiday is essential to maintaining motivation to keep going to work to pay those contributions. Some friends of mine went on the Sun cheapy breaks last year and had a whale of a time. If you have young kids, they are just happy with a bucket and spade - and of course some quality time with Mum and Dad for a change!
I am a year into my IVA and have put aside the flash hotels and villas , trading it all in for a SUN holiday in July , to Somerset .I have a feeling it will be more fun than keeping up appearances of borrowed money in a posh hotel ...!!
If you can manage to save out of your monthly allowances and put enough aside to have a holiday - great no problems. Whether it is a sun holiday or just going into the countryside for a week or so with or without the children is fine and as Melanie says maintains motivation for the hard slog of an IVA.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Did they go to the Coates farm Melanie from where the cider is made?
[:p]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
If we can manage anything this year, I'm looking at a few days in the Northeast as it's a part of the country I have never been to.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I've just had a month away, if i hadn't, i would have ended up very much dead. My friends almost threw me on board that 747 ! And the greatest thing was that it was a gift. It's really given me time to myself and sort my head about alot of things. IVA's are very invasive, need a lot of work, and can at times make you feel you have made some enormous mistake by entering into one, then your monthly contribution is paid over, and you cannot but help feeling good about that. Holidays are very much needed, especially away from this god awful mess of a country we live on just now.
I really hope to go away at least once a year and not for me but for my wife, non of this was her fault, so I intend to work as much overtime as possible so we can afford a better than basic existance. Believe it or not I like work.
Also, I'm lucky that I work away with my business so every year I accrue enough BA miles and Marriott reward points for a couple of free flights and a weeks hotel nights.
Business class to Vegas is definately off the agenda though![:p]
I have had my fair share of camping in the past and hated it! Even down in the South of France - the mice got into the suitcases and chombled through a lot of our clothes!
I like my creature comforts now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
centerparcs for us as well again this year week before school holidays so much cheaper. have also gone in december before paid £200 for a family of five. weather doesnt matter as spent most of the time in the free sub tropical pool. cooked most days but do treat oourselves to a meal once or twice with voucher from cafe rouge /tesco clubpoints. fab hols well worth it , not much difference in price to a caravan priced one for this year they wanted over a £1000
cath
