hello everyone, new member.

Get expert opinion. This is the place for new questions to be posted.
15 posts Page 1 of 1
Post Reply
 
 

drowning

User avatar
Posts: 30
Joined: Fri Jan 30, 2009 4:38 pm
Location: United Kingdom
Post by drowning » Fri Jan 30, 2009 5:40 pm
Quote
hello everyone, new member.
I have my creditiors meeting on Friday the 13th!!! offering 40p in £
main creditors are
Nationwide
Northern Rock
Barclaycard

I am feeling very stressed now
Anybody had any success lately with these creditors please?
Top
 
 

Lisa2009

User avatar
Posts: 5411
Joined: Thu Aug 16, 2007 12:17 pm
Location:
Post by Lisa2009 » Fri Jan 30, 2009 5:42 pm
Quote
Hi and welcome.

Have faith in your IP, im sure he/she wouldnt have put this forward if they werent confident of it being accepted.
You are offering a good dividend so dont worry. I'm sure it will be ok.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Fri Jan 30, 2009 6:03 pm
Quote
Those creditors are generally very commercial, and so long as the best offer is being put forward there should be no reason why the IVA should not be accepted.
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Jan 30, 2009 6:39 pm
Quote
Welcome from me as well.

Good luck for the 13th - I'm sure it will be a lucky one for you! It's a good day that - my wedding anniversary!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Fri Jan 30, 2009 6:56 pm
Quote
Ooh Jan - did you get married on a Friday as well!
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

endoftheline

User avatar
Posts: 12
Joined: Sat Jan 24, 2009 9:54 am
Location: United Kingdom
Post by endoftheline » Fri Jan 30, 2009 6:57 pm
Quote
drowning wrote:

hello everyone, new member.
I have my creditiors meeting on Friday the 13th!!! offering 40p in £
main creditors are
Nationwide
Northern Rock
Barclaycard

I am feeling very stressed now
Anybody had any success lately with these creditors please?
Hi New member,

Was wondering how old your debts with your creditors are?

Regards Tiny Tim
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Jan 30, 2009 7:07 pm
Quote
We most certainly did Melanie!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Fri Jan 30, 2009 7:10 pm
Quote
It obviously did not bring you bad luck then!!!
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Jan 30, 2009 7:25 pm
Quote
Hubby would probably not agree with you!

It should have been the 14th but that was all booked up - funnily enough, there were plenty of vacancies for the Friday!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

MrsKnight

User avatar
Posts: 3225
Joined: Thu Nov 13, 2008 12:52 pm
Location: United Kingdom
Post by MrsKnight » Fri Jan 30, 2009 7:35 pm
Quote
Congratulations! Nothing wrong with the friday 13th!
We got married on the 29 feb last year - but we will celebrate every 28th till the leap year!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Jan 30, 2009 7:46 pm
Quote
Don't blame you lynsey!

We don't bother to celebrate - I think hubby would rather forget it![:D][:D][:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

drowning

User avatar
Posts: 30
Joined: Fri Jan 30, 2009 4:38 pm
Location: United Kingdom
Post by drowning » Fri Jan 30, 2009 7:48 pm
Quote
thanks for all your messages of support,

i do believe it is a good offer and the proposal very well constructed, just got to wait and see now.

Some debts go back about 10 years, but my most recent loan with NR are just over 2 years old
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Fri Jan 30, 2009 7:50 pm
Quote
Sorry drowning - we did somewhat hi-jack this thread!

I think you will be ok on the 13th!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

flumpy dog

User avatar
Posts: 2484
Joined: Sun Oct 19, 2008 7:57 am
Location:
Post by flumpy dog » Fri Jan 30, 2009 11:58 pm
Quote
wishing you all the best for the 13th !
and dont forget to use us for advice and moral support until then [:)]
Top
 
 

debtmountain

User avatar
Posts: 2325
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom
Post by debtmountain » Sat Jan 31, 2009 12:53 pm
Quote
Hi drowning,welcome to the forum from me too[:)]..just wanted to wish you lots of luck for the 13th!!,sounds like you have put a good proposal forward and if it's of any help,all 3 creditors said yes to our proposal...good luck and keep posting to let us all know how you get on...take care..xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
Top
Post Reply
15 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”