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Beans on Toast

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Post by Beans on Toast » Mon Oct 20, 2008 10:49 pm
Hi everyone, sorry I've not posted for a while, work has just taken over completely the last two months, trying to build up some contingency after losing it all to car repairs[:(]

I've been looking in to see what's happening, but not had the time to join in threads. We are just about to make our 8th payment and managing to keep our heads above water (just). Every time we get a little bit in front, something creeps up on us and snaffles any spare cash we've built up. It could be worse, we could not have it in the first place, so it's swings and roundabouts.

I will try and get more active again (work permitting) and look forward to giving what little advice I can. Birthday tomorrow, so I'm having a lay in, hope to chat soon [8D]
IVA completed April 2013
 
 

Skippy

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Post by Skippy » Mon Oct 20, 2008 10:52 pm
It's good to hear from you again BOT, and happy birthday for tomorrow xxx
 
 

Beans on Toast

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Post by Beans on Toast » Mon Oct 20, 2008 10:59 pm
Thanks skippy, they don't mean much now but I get full control of tv viewing for the whole day [:)]
IVA completed April 2013
 
 

debtmountain

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Post by debtmountain » Mon Oct 20, 2008 11:01 pm
Happy Birthday for Tomorrow BOT and nice to see you back on the Forum.

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
 
 

Viki.W

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Post by Viki.W » Mon Oct 20, 2008 11:41 pm
Nice to see you BOT, a very happy birthday for tomorrow from me.[:o)] Have a fun day and don't forget to make a wish. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
 
 

freelili

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Post by freelili » Mon Oct 20, 2008 11:45 pm
Happy birthday BOT and welcome back.
LILY

http://freelili.blogs.iva.co.uk

I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior.
 
 

moretolife

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Post by moretolife » Tue Oct 21, 2008 12:35 am
hello beans on toast..was thinking about you yesterday as i was having my beans on toast!!!!!!!...so glad all is well with you
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
 
 

aguise

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Post by aguise » Tue Oct 21, 2008 7:12 am
Hi there

Great to hear from you again. I know what you mean about the contingency ours goes up and down like a yo yo. I get really nervy when we are low and wont spend anything until we get a bit back again.
8 months gone already. It flies doesnt it.

Ang x
Last edited by aguise on Tue Oct 21, 2008 7:13 am, edited 1 time in total.
Please visit my blog at http://aguise.blogs.iva.co.uk/
 
 

Beans on Toast

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Post by Beans on Toast » Tue Oct 21, 2008 9:47 am
Great to be back among you all again, I don't like to stay away too long, but sometimes, you just lose all track of time, as Ang says, it flies.

Would love to fast forward five years, but don't want to miss seeing daughter grow up either!
IVA completed April 2013
 
 

MelanieGiles

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Post by MelanieGiles » Tue Oct 21, 2008 9:51 am
Just think - in 5 years time you will be able to spend all of your disposable income on her! Lucky daughter!
Regards, Melanie Giles, Insolvency Practitioner
 
 

Beans on Toast

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Post by Beans on Toast » Tue Oct 21, 2008 9:54 am
There'll be no change there then Melanie [;)]
IVA completed April 2013
 
 

MelanieGiles

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Post by MelanieGiles » Tue Oct 21, 2008 9:59 am
Happy Birthday by the way. Hope you have a great day, and get pampered by the family!
Regards, Melanie Giles, Insolvency Practitioner
 
 

Julie

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Post by Julie » Tue Oct 21, 2008 1:43 pm
Happy Birthday BOT, hope you're having a good one!

xx
 
 

kallis3

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Post by kallis3 » Tue Oct 21, 2008 1:45 pm
Happy birthday BOT! Hope you're having a good day.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

marsha1

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Post by marsha1 » Tue Oct 21, 2008 10:47 pm
Happy birthday for tomorrow. Have a great lie in.
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