Hello. Feel in desperate need of some support this evening. 3 days to our creditors meeting & I am terrified. Feel sick with worry. I just don't know what we will do if it is refused. Please cross fingers & toes for us x
Paula. I am in the same position and feel exactly the same as you. Just keep telling yourself that your IP would not have put it forward if they were not confident. Have faith in them. I am sure everything will work out just fine and this time next week you will be on your way to debt freedom! I feel it in me bones xx
Hi Paula, all the best and keep coming to the forum for reassurance, keep busy for 3 days and I have everything crossed you'll have a positive outcome, easy for me to say don't worry as I'm sure you will but the best offer will be on the table. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I really do appreciate all these positive vibes. Just so scared. Things always seem so mush worse when you are tired as well. Yes, keeping busy but I am like a chocolate teapot at the moment - absolutely useless. x
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good luck Paula-try and take your mind off the meeting-easier said than done-we were convinced it would be a no right up until the phone call saying yes!!!
full and final accepted January 2015
iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
We were all in the same boat at some point Paula, I remember it like yesterday! I went on a cleaning and DIY mission when I was waiting!
Like the others say, your IP wouldn't have put your offer forward if they weren't confident about acceptance.
Use the forum for support, one of us is always around!
I just sat around feeling very wobbly - it got worse the closer the time got to the meeting!
I just couldn't settle to anything.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Paula, i know exactly how you feel. I have got health problems, so i am pretty much a chocolate teapot all the time. The last three nights i have only had two hours sleep a night. So health is deteriorating fast this week. Mine is next week. You are not alone, you have the full support of your friends on this forum. Best of luck, you are in my thoughts. Big hug x x x
Hi Paula I remember the feeling well my stomach was doing somersaults for days before our meeting!!! but you will be absolutely fine and your creditors meeting will go without a hitch. Like the others have said your IP would not be putting forward your proposal if they didn't think it will get accepted. Just hang on in there and keep using the forum for support. Big virtual hug xx
Good Luck Paula, I am sure it will all work out fine!.. Eveyone has doubts but when you see all the people on here who have gone through it and are in the process - it gives you a wee bit of a boost!..
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
xx
