I started paying my iva 2 weeks before the creditors meeting, so part of me thought it was already done and dusted. It was only in the afternoon, i had a missed call i think it was the case worker for my IP, thats when it clicked i should of called in the morning.
Fine tooth comb!!! I bet they skip straight to the back to check out our allowances arent to big, then check the fees aren't too big and then give it the nod. LOL
I didn't travel and never really expected to, I must admit in the begining of understanding IVAs I assumed all round a table sort of thing, but as I read more on this forum and learned stuff i realised how it all went.
Ours was 10.15 and 10.30 and we got the call at 10.20 for both. Such a massive relief.
We still get the odd creditor turning up at our offices, but most of the time you're right, it's all done by faxed votes. A lot of the creditors vote days in advance too, so it would usually just be a case of arriving to see the paperwork, waiting for any last-minute votes and discussing all of the modifications.
I'm sure it's useful to meet the team and make sure you understand all of the little details, but I wouldn't get your best suit dry-cleaned especially.
We were asked if we wanted to go but as the company was a distance away, we didn't bother. Just had to be by the phone.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
