Hello please could you advise which banks

[moose]

Did try Nat West they refused me online as when they checked me due to their checks showing me related to bankruptcy (i am in an iva)Did apply for the most basic account.
all is good

[MRBLUESKY]

ive been with the coop for 4 years can,t fault them,my iva is concluded now, but i will be sticking with the coop for the long term no problem .

[kallis3]

NatWest don't differentiate between an IVA and BR unfortunately.

We still have a full bank account with Barclays which has a few pounds in it (they are one of my creditors) and we are keeping that open so that when the IVA's conclude we can go straight back to using it.

[Shining]

I have a Natwest Step Account and I have found it to be a fab account, not long ago they wanted to upgrade me and I thought oh well what's the worst that can happen, they sent me a cheque book with a solo card so there are cheque book accounts out there and you never know one day if I run the account for another 18 months without a problem they may just upgrade that too.

I realise that not many of the retailers accept payment via cheque anymore but to be fair if you have a child/ren at school cheques are almost a necessity. My daughter's school always request payment by cheque even for a small amount.

[kallis3]

Cheques come in useful for sending through the post I suppose. I used to use them for birthday presents as it's much more secure than just sticking cash in there!

I can't say that I miss not having a cheque book though.

[Shining]

To be fair I wouldn't need one if I didn't have a daughter at school x

[kallis3]

We used to have to send cheques as well.

Can't remember the last time I needed one.