Welcome from me too Lisa,and wishing you lots of luck for your creditor meeting.you will feel so much better once everything is sorted out.fingers crossed for you[:)]xx
I know these days are more than a bit scary and although the fog is begining to clear with the chance of the IVA, youre still fairly fragile and its all very upsetting.
I just wanted to add that youre with people here who understand how up and down these early days can be. Youre not still doing all those hours are you??? Although I know you really want to address the horrible black hole that debt brings you really need to think about yourself a little more also. Are you facing this on your own or are you sharing with a partner?
And welcome from me too. And good luck for the 6th!
Like many of us who had never defaulted on a payment when we went into our IVA, you have had the commonsense and foresight to see that this could not go on forever ... and so have taken control of your situation and sought a solution at an early stage ... for which you should be very proud of yourself and give your self a huge pat on the back [:)]
Freelili, thanks, yes i am doing the hours still at the moment but if this all goes through thing should be slightlty easier. No i have no partner, after loosing my fiance in 2002 (and to be honest really this is when this whole debt thing spiraled). i think i worry about it all more when i get home really as there is no one there to sound off to. Still you have to just get on with it don't you , only me that can sort it!
Soulgrowth, thanks to be honest i have been ashamed at my situation and getting in a mess. Have felt like a total failure. Maybee if this all goes through on the 6th i can give myself that pat!!!!
apologies if i don't reply for a while to anyone, i only have access to pc at work on lunch and weekends. Just dont want to appear rude not replying.[:I]
x
