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stevenosman

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Post by stevenosman » Tue Jul 10, 2012 7:24 pm
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Hello everyone...first off i would like to say hello to Viki from Vincent Bond for all her help a few years ago, also would like to say thank you to Kallis for all the advice you gave and pointing me in the right direction on who to speak to.

since being declared bankrupt in 2009 my life has become fantastic, with all my debts gone ...no more credit cards or loans its just been amazing,
having 2 children who are growing up was hard work but since then we have now added our final addition to the family a little baby girl who is now 13 weeks old.

dont think i could have even thought about having another baby 4 years ago with the postition i was in.

But for all you out there who are struggling with financial difficulties, please dontget yourself upset we've all made mistakes which are way over our heads...but let me tell you all something ...there is help out there for everyone, your not alone...

Thank you so much everyone for you help

i shall keep in touch with you all

warmest regards and wishes

Steven
steven osman
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Foggy

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Post by Foggy » Tue Jul 10, 2012 7:29 pm
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Hi Steven, Thanks for posting that positive news -- and CONGRATULATIONS on the new arrival ... you must be well chuffed.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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stevenosman

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Post by stevenosman » Tue Jul 10, 2012 7:32 pm
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Hi foggy, thank you so much..im over the moon with how its all gone,
steven osman
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footiemad

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Post by footiemad » Tue Jul 10, 2012 10:51 pm
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Lovely post and congratulations x
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Broke of London

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Post by Broke of London » Tue Jul 10, 2012 11:06 pm
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Congratulations! BR has really been a fresh start for you! It's inspiring to hear positive experiences as it makes all the hard work worthwhile!!

x
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Shining

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Post by Shining » Wed Jul 11, 2012 7:33 am
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Congratulations from me too. A very positive post. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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stevenosman

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Post by stevenosman » Wed Jul 11, 2012 7:55 am
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Thank you all for the kind messages...hope Viki and Kallis read this too
steven osman
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Foggy

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Post by Foggy » Wed Jul 11, 2012 12:49 pm
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Kallis is taking a break from the forum right now, Steve, but still reads posts and keeps an eye on us :0)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Wed Jul 11, 2012 7:57 pm
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Congratulations and well done - your family and life are complete now and you have the ability to really enjoy life knowing you are able to provide for them all .....keep on coming back and let us know how you are getting on.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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