What a relief for you Pap, isn't Mel brill.
I really hope you get it sorted.
My DD is like your child Snoop, she quite often wants to pay for things herself and whilst I feel as guilty as hell that she buys her own ice creams at theatre, or sweets etc. I've decided I have to convince myself its for her benefit, because she is learning about the value of hte penny as it were.
She once had a massive tantrum because I wouldn't let her spend £60 to buy me the 'Magic Bullet' off tv shop channel. LOL. bless her, had to explain and show her round kitchen why I didn't really need it, and she still came up with smart answer of 'but mummy, will yours go in the microwave' cheeky monkey.
we have explained to her (shes

that we have had money problems, we did tell her it was called IVA in the early stages, and that its a big secret from grand parents. No way my parents can know. Hubby's dad knows but he is more understanding and not as judgemental as mine.
It did worry me inthe early stages that Daughter might say something, but i think she's sort of forgotten that we have done this and what its called. I jsut have to occasionally say to her, we haven't got the money. This is when she generally asks if she can buy it.