HELP PLEASE!!!!!

[kallis3]

You need to do it asap. Your meeting is set for 2 days time, so you need to tell them now and give Melanie a ring.

[dee.g]

ok i will email them today and request all my details back she will prob ring me now at work which is the last thing i need x

[kallis3]

dee, I really feel for you, you are having an awful time.

It may be even more stressful at the moment, but in the long term I think you will be better changing while you can.

As Skippy says, 5 years is a long time and you don't want to be having to deal with her for that time.

She sounds as though she would be better working for one of these creditor call centres rather than trying to help someone!

[dee.g]

yeah i agree she has the personality of a rotweiler i swear do you think its best to emai lthem while im at work or when i finish ?x

[kallis3]

I would say asap, but depends if you think she is going to phone you and cause problems at work.

You do need to get it sorted though.

[Skippy]

I would do it ASAP. If she phones you at work politely inform her that you can't speak to her then, would she please either email you or phone you after work.

BTW, Rotties are lovely, so don't insult a whole breed!

[kallis3]

Well they always say it's the owners that make them bad - perhaps that's the case here!!!!!!!!![:D][:D]

[dee.g]

ha ha thats funny i have just sent the following email to the iva company

Hi paula me again please pass on to Claire that I wont be making the payment tomorrow or ever she hung up on me yesterday I will be goin with another company her manner and the way she speaks to me is disgraceful im not happy at all so could you please send me all my paperwork back and the letters from the creditors as I will need them please also advise her I wont be taking her calls whilst im at work if she needs to speak with me then I finish at 5.15 but somehow I doubt she wll need to call me.Sorry for any inconvienience caused but I simply will not be spoken to like that again and I would rather take my business elsewhere.
Thanks very much

[kallis3]

Light the blue touch paper and retire!!!!!!!!!!!!![:D]

Be interesting to see what happens now!

I would give Melanie's office a ring as well and talk to them when you are able to.

[dee.g]

yes it will indeed i feel better already how does melanie's firm deal with iva's then as ive heard different things in regards to payments as my friend started an iVA and she made 1 payment then had a brek for 3 months whilst it was being sorted out she said the people she went with were really good x

[kallis3]

I'm not with Melanie myself - I found this site too late, otherwise I would have used her.

A lot of firms ask you to pay one months money up front, and don't make any payments to your creditors. That way you can build up a bit of a contingency fund.

[Julie]

I hope it all gets sorted for you Dee - I wish I had heard of Melanie's company when I started the road to an IVA. Why don't you call Melanie's office and see what they say, especially as your meeting has been set up for this Friday.

[Skippy]

I wish I had heard of Melanie before I went into my short lived IVA. I would definitely recommend calling her.

[dee.g]

im at work all day so wont be able to call today what will happen with the meetin now then?x

[kallis3]

Let us know how you get on dee.