I new on here, I've read some of the post and I'm glad I'm not on my own.
I've been talking to Byrom & Keeley about setting up an IVA. Has anyone on here delt with them. They seem good on the phone with any questions I've had but they seem a little pushy with trying to get the ball rolling. Are all these company's the same or like everything in life are there good and bad.
I don't know them, even though they are only a couple of miles from me. I'm not sure whether they have an IP. The DTI website carries no info on whether they have one and their website does not suggest they have one either.
First off, ask them who their in house insolvency practitioner is.
Ian
Last edited by ianmillington on Wed Oct 15, 2008 5:34 pm, edited 1 time in total.
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd) www.pdhl.co.uk
Hi There and welcome to the forum.
Rest assured you are definitely not alone!!
The IVA Company's will vary. If it is one you pay then they will be pushy they are a business trying to make money!!
I am with Baines & Ernst and they bled me dry to start with - the fees were so high I couldn't afford to eat - still it's all settled down now.
My advice would be to shop around and don't forget there are charities you can get help from for free - CCCS AND citizens Advice.
Good luck with finding a solution which is right for you and the others will be along soon with more help, suggestions and advice,
Good luck and keep posting,
Chardonnay[:)]
Without wishing to be controversial here, but if you do an IVA CCCS get paid exactly the same amount and in exactly the same manner as everyone else.
I agree that pushy is entirely wrong, it means there is an agenda. The professional approach is to advise you on your options in a clear and unbiased manner. Bear in mind that Licensed Insolvency Practitioners are highly regulated and obliged to follow written best practice guidleines and can lose their livelihoods if they don't follow them. That does not apply to anyone else.
Feel free to take advice from multiple sources but you may then find you get differing solutions, depending on the advisors level of expertise. It's a jungle.
Last edited by ianmillington on Wed Oct 15, 2008 5:49 pm, edited 1 time in total.
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd) www.pdhl.co.uk
Check out a couple of people before deciding who you want to run your financial life for the next five years. There are a lot of good companies out there, but some bad ones too.
As emma says, check out www.iva.com there are a lot of companies reviewed on there.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Indeed, if an IVA is your best bet it will more than likely be passed to Accuma or another IP firm within the same group rather than being dealt with directly by B&K.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
Hi insaneron and welcome to what i can only continue as saying is a an informative and very supportive site. You are definately not on your own as i found out when i stumbled across this site by accident some months back. Good luck with whatever decision you decide to take, remember you have taken the first positive one.
15 down, 45 to go.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
If you don't feel comfortable with the company you are with I would suggest that you speak to someone else. I would also recommend going directly to an IP, such as Melanie or Ian.
