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Honeybee1980

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Post by Honeybee1980 » Fri Sep 09, 2016 2:31 pm
Hi, I'm new on here.

Been thinking of getting an IVA but not sure who to go with. Had a chat with Holmes Financial Solutions and Debt Advisory Centre but don't know if they are the real deal or not.
Which company should I go with? Need to decide soon as my credit cards are maxed and soon I won't have money for food for my family so need to start on the IVA as soon as possible.

Thank you for your advice!
 
 

Andy.75

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Post by Andy.75 » Fri Sep 09, 2016 2:36 pm
Hi
I've just finished my IVA with Aperture and had no problems what so ever with them
 
 

kallis3

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Post by kallis3 » Fri Sep 09, 2016 2:55 pm
Hi and welcome,

Speak to a couple of companies. Vincent Bond can be contacted for some free advice - details can be found under the ask experts a question link on the left hand side of the page.

There will be a solution for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Chris Whiteoak

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Post by Chris Whiteoak » Fri Sep 09, 2016 3:14 pm
I would also recommend finding a local Insolvency Practitioner who can arrange an IVA. Do a search on Google for a local office and give them a call.
 
 

kallis3

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Post by kallis3 » Fri Sep 09, 2016 3:16 pm
Can I suggest Chris that you get in touch with admin for this site so that you can be made an expert - the more the merrier!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Michelled0422

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Post by Michelled0422 » Fri Sep 09, 2016 3:22 pm
I found citizen advice very helpful
 
 

Lisa Thomas

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Post by Lisa Thomas » Fri Sep 09, 2016 4:24 pm
I always recommend you have a physical meeting and meet your potential Supervisor/IP in person. Look for a local firm and make an appointment to see them so you can see a little as to what the firm and the IP are like and whether you think you can work together over the next few years.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Lisa Thomas

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Post by Lisa Thomas » Fri Sep 09, 2016 4:24 pm
CAB can advise but don't manage IVAs - you will need a licensed IP for this.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

watzki

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Post by watzki » Fri Sep 09, 2016 4:39 pm
I'm just finishing my iva with freeman Jones and I've got to say they have been good,after reading some of the horror stories of some of the companies I think I've done good with this firm
Today 1st of December 2016 the vultures finally flew away
 
 

Foggy

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Post by Foggy » Fri Sep 09, 2016 4:43 pm
Hello Chris -- welcome aboard :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Foggy

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Post by Foggy » Fri Sep 09, 2016 4:46 pm
Honeybee -- I would suggest a look around the forum where you will see which firms are looked upon more favourably ( and less so).

Personally I would look for a fir that is small to medium, where you won't get lost in the crowd. One where they will let you talk to the IP directly if need be --- oddly, with such a firm you don't often have to do this. And one you are happy with the way they deal with equity -- again read around the forum for background.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Honeybee1980

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Post by Honeybee1980 » Fri Sep 09, 2016 6:33 pm
Thank you all for your advice. Hopefully I'll be sorted soon!
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