here is a strange one, my bank keeps asking me

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phil732

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Post by phil732 » Wed Dec 17, 2008 9:06 pm
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here is a strange one, my bank keeps asking me if I want a credit card, does anyone know why, 1st things 1st I never intend to get a credit card again even in 2 and a half years when my iva is settled, I just find it a bit strange
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Adam Davies

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Post by Adam Davies » Wed Dec 17, 2008 9:11 pm
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Hi
Mail outs are common, if you applied you would almost certainly be turned down.
Regards
Andam Davies
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james.c

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Post by james.c » Wed Dec 17, 2008 9:18 pm
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Heres two tips to stop this and they both work -

If in the course of 2 weeks, you get two applications for CC.

Swap the contents over and put in the post box and put on the envelope not required, so they get sent back to the CC with some elses info and they will knock you of their mailing list cause you have just cost them money.

2 - if you get stopped at motorway services, and they ask, just tell them you are bankcrupt, they will stop asking you
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Lisa2009

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Post by Lisa2009 » Wed Dec 17, 2008 9:18 pm
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Hubby used to get those, along with loan offers through the post. I think everybody on the system gets them.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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poppy

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Post by poppy » Wed Dec 17, 2008 9:41 pm
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A few months ago I actually got sent a new credit card from one of my creditors with a few thousand pounds credit limit! You would think they would be more careful!
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MelanieGiles

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Post by MelanieGiles » Wed Dec 17, 2008 9:59 pm
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What a waste of money, when you would think that banks would be trying to reign in the purse strings a little. When you get these things, shred them or burn them as they are definately not for you whilst in an IVA.
Regards, Melanie Giles, Insolvency Practitioner
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David Mond

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Post by David Mond » Fri Dec 19, 2008 2:50 am
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I like James.C advice
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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