This further serves to highlight the importance of getting the figures right in the first place. If you gave incorrect information to the IP, then they will believe that you should continue to make your payments, and these days it is usual for the non-insolvent spouse's disposable income to be taken into account for the purpose of setting the IVA monthly payments. By the way this is not something IPs have brought about - but creditors.
I do sympathise with you here, but I am afraid that your IP has to supervise the IVA as it was written and signed so they do have a point - but they should have done more work to verify the figures you used in the first place, as they ought to have spotted the inaccuracies. To base salary on something which might eventually happen, for instance, is dangerous.
If you are genuinesly struggling, you can ask your IP to seek creditors agreement to a variation of the arrangement, but I imagine that his review will be based upon the household income and expenditure and not just yours.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
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