Been reading the site for past few month now and now i thought id join just to say hi and thanks as some of the info gained off here could potentially change mine and my Husbands lives for the better.
We started the approach journey about 2.5 weeks ago with Payplan and they are currently writing up the proposal.
As the user name suggest we are not scared of the IVA and this is due to the many bits of advise and post of the users of this forum.
We have also began a blog which runs a bit more into detail as How we got to this point and what happened to wake us up so please take a read.
Many Thanks Vicki and David
Good for you Notscared. Its a daunting process to be entering into an IVA but with the right information and a good IVA Company it can make the world of differance and in any event is a much more sensible option than continuing in and getting further into the spiral of debt.
Good luck.
I came into this world with nothing and still have most of it left!
