IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
I understand that we have sent your Annual Review via recorded delivery today, so you should receive this shortly. I apologise for any confusion the email had caused, I know we have now confirmed the 30 day timescale for your report to be drafted once we have received the relevant information from you.
Hi all just to let you know my IVA F&F was accepted and has all gone through at record speed, i believe this was down to spencer.last input. My certificate of completion came through last week YIPEEEEEEEEEEEEE debt free. Thanks for the much needed advice, regards Jonny not stressed anymore
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Great news - seems like once you can get past the robots on the end of the phone/email and actually get a proper contact things can be resolved swiftly, good news. Another great outcome with the help of the forums - they really are a sound knowledge base.
My Blog details, the route I took before IVA, how I choose my firm, equity release advice (year 4-5), challenging the CRA's keeping IVA on credit file once gone from insolvency register
IVA ended August 2015. Would recommend McCambridge Duffy