Hi all, I make my last payment this April (2011)

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adad67

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Post by adad67 » Sat Feb 19, 2011 1:25 pm
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Hi all,
I make my last payment this April (2011)
I have filled an income and expenditure form each year as I believe is the norm. I am being asked to complete on for this year as well. As my IVA finishes in April, it seems a pointless excercise to me. My supervisors receptionist says I still need to do it incase I can afford to pay more. Is this correct, as adjustments have only been made on an anual basis in the past.
Thanks in advance for any advice
Dave
David Burrows
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luluj

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Post by luluj » Sat Feb 19, 2011 1:44 pm
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It will be to ensure you do not owe any overtime for the last year - well done for getting this far and enjoy your debt free life.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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kallis3

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Post by kallis3 » Sat Feb 19, 2011 1:51 pm
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Hi Dave,

Luluj is correct. It's just to make sure everything is ok.

Well done on completing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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back on track

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Post by back on track » Sat Feb 19, 2011 2:07 pm
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WELL DONE
as the others say its only to check nothing else has changed for the last bit.
i cant wait to be in your position.i know it will come but it gives me a lift everytime one of you gets there.
come may im half way there and it only seems like yesterday i was dreading what was to come in the next 5 years.
we had a few probs early on and no doubt i will have a few in the future but its not half as bad as i thought it would be.
anybody looking in to an iva providing its right DO IT
cc received 6th January 2014 now upwards and onwards
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ginger3232

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Post by ginger3232 » Sat Feb 19, 2011 2:43 pm
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Congrats,on nearly finishing
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Shining

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Post by Shining » Sat Feb 19, 2011 4:50 pm
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I'll add my congratulations too, it is normal practice to ensure everything is in order. Hope your debt free future is a very happy one. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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clareyfarey

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Post by clareyfarey » Sat Feb 19, 2011 5:31 pm
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Hi Dave

I wasn't expecting it either, but I did a 5th year review, it was exactly the same as previous years.

About 8 weeks later, I got my final chairmans report, and now waiting for my completion certificate.

Congratulations on getting this far, IVA's are no easy solution, but you are very near the end! :D The 1st payday you don't pay out is quite weird, but in a good way!

Here's to a debt free future, I bet you've learned a lot along the way, as we all have.

Cx
60 Payments Made!! IVA completed Oct 2010

read my story
http://clareyfarey.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Sat Feb 19, 2011 9:42 pm
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Hi - I'm teaming with jealousy but very happy for you. Congrats on completing and best wishes for your future x
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TheMatrix

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Post by TheMatrix » Sun Feb 20, 2011 2:53 pm
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It is normal, I had to do an I&E form too on a final review earlier this year.

Well done from me to. It feels good doesn't it knowing that the end is finally in sight.

I'm quite looking forward to that experience clareyfarey on the 15th April, when every penny of my salary will be mine to keep - and no debts too, still feals weired saying that.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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kallis3

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Post by kallis3 » Sun Feb 20, 2011 2:56 pm
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I shall raise a virtual glass to you inaiva. You can have a debt free Easter.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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TheMatrix

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Post by TheMatrix » Sun Feb 20, 2011 3:01 pm
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:-)
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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orange

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Post by orange » Sun Feb 20, 2011 4:30 pm
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well done we arnt that far behind you with the finish ..1st august ..all the best
completed july 2011
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