Welcome back Ben10, (a hero of my Grandson's as well)
we didn't have any allowances reduced just the IP fees. If they are within the guidelines (even if they are at the max allowed) I cannot see how they can reduce them.
If life is what you make it, I must have been in a strange mood when I made mine
The guidelines are just guidelines, PJ. They are not binding, it's just because StepChange are funded by the creditors the creditors like to use their figures. Should the major voteholding creditor take it into their head that a particular allowance isn't acceptable they can strike it out and the IP will have to argue the point.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014