Hi all. Just wanted to say how pleased and relieved I am to have found this site. I took the step today and contacted Melanie's team, I have an appointment tomorrow with Tina who on speaking to this evening, found her so understanding and sympathetic. Its such a weight off my mind, I wish I'd made the decision a year ago! Everyone on the forum are so supportive and I can identify with so many other's situations! I felt such a failure getting into so much debt but now I realise it can happen to anyone! Will keep posting to let you all now of my progress. xx
Hi brownlizzie have just posted a welcome on your other posting, good luck for today and i'm sure that Melanie and her team will absolutely brilliant and put your mind at rest, tomorrow is another day but hopefully one of a walk to solving your debts. I made the decision over 18mths ago and haven't looked back either so good luck and i wish you well.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Hi Lizzie and welcome to the forum from myself also.
You will get great advice from Melanie and her team and will be fine.
Keep posting and let us know how things are going. We are always here for support as wellas any questions.
Belated welcome from me too. Good luck with your IVA application.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk