I have just reviewed my credit report, and it appears that from the date i started my IVA 02/06/06 some of the company's have defaulted my account 1 year later which is very unfair. As it will take a further year to have a good credit rating.
Does this happen regularly to people, and can it be fixed without much hassle.
I understand that the credit ref agencies will contact the third party but will they refuse to change it do you think.
You will have to contact the creditors concerned and tell them to remove the defaults.
I don't believe the CRA's will do this for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I believe it is the Consumer Credit Act and you should write to the credit reference agency informing them of the wrong information that is recorded on your credit report.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
