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MelanieGiles

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Post by MelanieGiles » Sun May 31, 2009 6:36 pm
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Sorry - been in the garden for a bit! Here it is again

**email removed**
Last edited by MelanieGiles on Sun May 31, 2009 8:41 pm, edited 1 time in total.
Regards, Melanie Giles, Insolvency Practitioner
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kallis3

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Post by kallis3 » Sun May 31, 2009 6:54 pm
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Hope you don't mind Mel, but I've copied your address to put in my contacts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MelanieGiles

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Post by MelanieGiles » Sun May 31, 2009 6:58 pm
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I am glad you have Jan - you can let me know if there is something you think I need to be aware of.
Regards, Melanie Giles, Insolvency Practitioner
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kallis3

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Post by kallis3 » Sun May 31, 2009 7:08 pm
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No problem.[:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Fugazi

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Post by Fugazi » Sun May 31, 2009 8:31 pm
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Thank you Mel, got it and written it down this time .. lol
Trying Again
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Skippy

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Post by Skippy » Sun May 31, 2009 8:42 pm
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I've deleted Melanie's email address x
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kallis3

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Post by kallis3 » Sun May 31, 2009 8:50 pm
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Thanks Skippy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Fugazi

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Post by Fugazi » Tue Jun 02, 2009 11:12 am
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Just like to thank Mel for taking a look at the proposal and giving me her honest professional oppinion.
Trying Again
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MelanieGiles

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Post by MelanieGiles » Tue Jun 02, 2009 11:25 am
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Any time - I was happy to help.
Regards, Melanie Giles, Insolvency Practitioner
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mole

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Post by mole » Tue Jun 02, 2009 11:52 am
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Without going into it too deeply, was there nothing that could be salvaged, do you consider the proposed modification fair melanie?
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MelanieGiles

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Post by MelanieGiles » Tue Jun 02, 2009 12:38 pm
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I would rather not say - as this relates to personal issues, and an IVA proposal put forward by another company.
Regards, Melanie Giles, Insolvency Practitioner
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ivas4us

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Post by ivas4us » Tue Jun 02, 2009 5:34 pm
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whatever the outcome of you casting your eye over the proposal Melanie I know you will have given good honest advice.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
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Fugazi

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Post by Fugazi » Fri Jun 05, 2009 1:41 pm
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Well just one thing onto another ... Barclaycard have informed me that my debt has been passed onto Mercier Collection (or something like that) .. just waiting for the phone to start ringing now.
Trying Again
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kallis3

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Post by kallis3 » Fri Jun 05, 2009 1:42 pm
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It's Mercers - and they are very persistent and aggressive callers.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Fugazi

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Post by Fugazi » Fri Jun 05, 2009 3:36 pm
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Well kallis, hopefully within a few weeks it won't matter as I can tell them "I'm bankcrupt" .. just need to make sure all the forms are correct and with Melanies kind offer to look over those forms it shouldn't be a problem.

I really wanted to try and give back at least some of what i borrowed but NR spoiled that.
Trying Again
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