As long as you highlight the bonus on your payslip then I would think you may be able to keep it (depending on how big the bonus was I suppose).
What feels odd recovering? The fact you are still sending statements / payslips in? I presume it's because the proposal hasn't been finalised yet and they will want to use up to date figures.
Let it build up - you never know when you might need it!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It is kind of weird isn't it. But keep saving what you can as we used our contingency in the first 3 months with things going wrong and adapting to the IVA.
It'll be a lovely feeling once it all goes through!
the most brill odd feeling eh ? lol!
a little of our emergency fund's gone on wood to repair the fence, this time last yr hubby would have used a cc for the repairs [;)].
Nothing stays the same...everything changes..hang on in there!
Move what? Your contingency fund? Yes if you have a savings account, it may be a good idea to move it across then you are less likely to break into it.
Do you have an new account for your normal everyday financial business that is not linked with a creditor?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Another letter from same debt collection agency sent me a payment book. Is it right I just send on to IP? they are just trying to scare me? Because it's working
They are scare tactics - get in touch with your IP and let them know about this.
Don't let them get to you - we're here to support you and your IP company will help you all they can.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk