Hi I clearly need an iva but am petrified taking the step

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Rosepetal

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Post by Rosepetal » Sat Jan 07, 2012 9:01 pm
i understand. i think having Christmas part way through doesn't help(we were the same),things will pick up now.

just keep posting,it doesn't feel it but you will get there[;)]
Nothing stays the same...everything changes..hang on in there!
 
 

kev59

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Post by kev59 » Sun Jan 08, 2012 12:36 pm
recovering,
you will get there, do ring your iva company im with the same company as yourself always fould them helpfull when seting up my iva.S
the felling your having are the same as a lot of us had before.
IVA now over with and it was worth it.
now starting my life again,
 
 

kallis3

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Post by kallis3 » Sun Jan 08, 2012 12:51 pm
Hang in there recovering - you'll get there!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

recovering

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Post by recovering » Mon Jan 09, 2012 6:10 pm
I had a call today from case manager? to discuss proposal tomorrow ..is this positive?
 
 

Foggy

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Post by Foggy » Mon Jan 09, 2012 6:18 pm
Hopefully another step forward Recovering
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Daveyboi

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Post by Daveyboi » Mon Jan 09, 2012 6:20 pm
Good Luck hope it works out for you, we're all scared at first trust me it gets easier :)

All the best
DaveyBoi - Just Keep Smiling :)

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kazzafunk

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Post by kazzafunk » Mon Jan 09, 2012 7:15 pm
You are definitely getting there recovering, hopefully tomorrow you will have a good idea of when you can expect your meeting etc.

Well done - not long now..[:)]
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

recovering

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Post by recovering » Mon Jan 09, 2012 7:29 pm
I mentioned the ccj too, I am scared to be at home at the moment!
 
 

kallis3

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Post by kallis3 » Mon Jan 09, 2012 7:37 pm
If you are discussing the proposal then this is good, should be sorted out soon hopefully,
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Mon Jan 09, 2012 11:49 pm
I'd like to be able to identify recovering properly, so I can look into this matter and make sure that we are on track for an early conclusion. Recovering - could you drop me a quick e-mail so that I can identify your details and look into this.

Rest assured we will get there as quickly as we can.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Rosepetal

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Post by Rosepetal » Tue Jan 10, 2012 9:51 am
hope you're ok Recovering. Mel will get things sorted for you,hug x
Nothing stays the same...everything changes..hang on in there!
 
 

recovering

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Post by recovering » Tue Jan 10, 2012 10:05 am
This is all my mess so it feels like i should be doing more
 
 

kallis3

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Post by kallis3 » Tue Jan 10, 2012 10:13 am
You're doing something to sort it out, you can hold your head up high for doing that.

Hang in there and you will get it sorted with Mels help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Tue Jan 10, 2012 10:14 am
did you email Mel,recovering? She should be able to at least give you more of an idea of timescales.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

recovering

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Post by recovering » Tue Jan 10, 2012 10:16 am
I didnt know how to in here but i did to her work email
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