All signed and ready to post back,...bit conused about standing order form as I obviously don't have approval yet so I presume I don't send that just yet#?
With a standing order, don't forget that you control when that does in or out. Is there a specific date that you would want payment to go out? If so then you need to let your IP know.
Will you have money in the account to make your first payment on the date of acceptance?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Have cramp in my fingers and toes from crossing! I feel sick but nowhere near as down as 4 months ago.. Any legal stuff freaks me out just hope baliffs dont appear before meeting! but being positive ... Acceptance will be first day of rest of my life???? Hopefully! Thanks to you lot! And Mel and her team
At least you are with a great team recovering. All I can say about the IVA is I wish I had admitted to my problems a few years ago instead of treading water (unsuccessfully!!).
It's great to have cash in my purse for shopping rather than trying different cards. Towards the end of the month I have to do a bit of juggling but at least there's no red bills or embarrassing moments in shops anymore.
I am going to look out for that one tomorrow and make sure that meeting gets called straight away so at least you will have a date to work towards. Nearly there - keep the faith!
un likely you'd have bailiffs to deal with now,it's all so much further through the process now[:)].
acceptance day isn't far off now& you'll soon be on the recovery road. i knew we were stressed,but once you are accepted you realise just how tense you were,the releif is HUGE.
as we got close to the meeting it went very,very quiet.
you're doing well,[;)]
Nothing stays the same...everything changes..hang on in there!
You needn't worry about bailiffs recovering, they're not going to turn up.
If any debt collectors come to the door, and it is unlikely that they will, you don't have to answer the door to them at all.
You're with a great team and I'm sure you'll get your date in the next couple of days.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
All the best and that meeting date won't be long now, all this will be behind you. Let us know when the meeting is and we'll all be there with you sending support. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
everything will be good. Will be great to see you moving on with things sorted out 
