Hi, I`m taking the first steps

[coolandthegang1957]

Hi, I`m taking the first steps in entering into an iva, and am in contact with cccs. Having no previous experience in matters of this nature, could someone tell me if I`m using the right people? TIA

[lost]

hi its a big decision dont jump in till you are comfortable with the firm you are going to use.We all want out of the mess as quick as possible i done it and regreted it speak with the ip`s on here all are highly recommende and can give you your options

[Lisa2009]

It may be worth chatting with a few firms and then decide on the one you feel most comfortable with.

Take a look at www.iva.com and have a read of some of the reviews on different IPs and firms

[flumpy dog]

hi CATG
just wanted to welcome you.
the guys are right take your time choosing. you will know when youre talking with them if youre comfy or not.
all the initial advice is free so take your time.
good luck and if you get stuck or worried all your friends here will help you x [:)]

[kallis3]

Welcome from me as well, and I echo all of the above sentiments. Make sure that you are happy with whoever you choose, 5 years is a long time to be with someone you are not happy with.