Hi I'm back Thought I would update how I am feeling.

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Denise.gn

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Post by Denise.gn » Mon Apr 29, 2013 1:27 pm
I think everyone worries about that to be honest, the thing is there are so many fears during this stage and whilst they are smiliar, we all have our own individual circumstances and fears around that and the possible outcomes etc. I am trying so hard not to think too far ahead and worry about the what if's. Its a scary road and scary decision, but you are with the best team, I have found that out for myself over the last week or so. I dont think many other practices would put up with me and my daily meltdowns. Keep strong Ox
 
 

Ox1987

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Post by Ox1987 » Mon Apr 29, 2013 1:43 pm
Think I am close behind with Tina I keep thinking we are kidding ourselves that we can survive this, but she is great at putting me right, it is getting harder though and I think I have convinced myself that we are doomed......[V] may have to get dosage upped I am in a bit of a mess today, I'm burning up inside again and cant get my mind straight,.... I dont want to go BR

Also have people who are on or completed found a stigma attached to an IVA, I know BR has still but what about IVA, what are peoples experiences
Last edited by Ox1987 on Mon Apr 29, 2013 2:54 pm, edited 1 time in total.
 
 

Foggy

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Post by Foggy » Mon Apr 29, 2013 3:33 pm
Don't mess with the meds, Ox. It will take a few weeks for them to kick in properly, after that they can be adjusted.

I don't think there's too much stigma attached to an IVA. The only people who know are those you tell -- it is on the Insolvency Register, but, generally, people looking there are either professionals or others in insolvency plans.

Many have gone on to good mortgage deals ( in time) and bigger and better futures.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Ox1987

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Post by Ox1987 » Mon Apr 29, 2013 3:45 pm
I not intending to mess just wondering it has been 2 weeks on them and I still am very stressed today. Convinced myself its all going to go wrong again...I am spiralling out of control as my wife would say, shame as had good Friday/Saturday etc.

We are convinced it wont be accepted and then we have to go BR and I am distressed by it big style
Last edited by Ox1987 on Mon Apr 29, 2013 5:30 pm, edited 1 time in total.
 
 

Denise.gn

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Post by Denise.gn » Mon Apr 29, 2013 5:38 pm
They can take longer than two weeks Ox, sometimes three weeks, sometimes longer. If you are not looking after yourself properly, resting, eating etc, (I know, ironic coming from me), then you wont feel the full benefit of them. Just give them time to kick in. Try to switch off tonight if you can, that is what i plan to do x
 
 

Robbieboy

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Post by Robbieboy » Mon Apr 29, 2013 5:45 pm
Are you sure you are on the right medication, I came off antidepressents in August last year after about 10 years and felt fine then when the money situation got out of hand I was really ill, my GP prescribed a different medication to what I had been on and I felt worse -I felt like I was shaking when I arrived at work in the morning (nobody knew what I was going through but I didn't want to take time off as being at work was actually better than being on my own ) had no appetite so lost over half a stone but went back to my GP who put me back on my original meds and have felt fine since. Admittedly the IVA was approved a couple of weeks after changing over but the difference was amazing.

It is nice that Denise.gn and you are helping each other through the difficult stage. Xx
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
 
 

Shining

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Post by Shining » Mon Apr 29, 2013 6:16 pm
Denise I think it's great you're in a position to offer advice to Ox, see how far you've come in such a short space of time well done!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Foggy

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Post by Foggy » Mon Apr 29, 2013 6:17 pm
True, Robbieboy, different people react to different antidepressants ... errr .. differently :-)

My doctor put me on amitriptyline, which is an anti-D. However I was put on it to try to control constant pain ...anyway .... it was a low dose .. I took one and was knocked out for three days !!!

Doesn't sound as if Ox is having any abreaction. I think it's just a matter of letting the meds settle in, which normally takes a few weeks -- maybe longer in the current high stress situation. But, one step at a time, I am sure he will get there.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Robbieboy

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Post by Robbieboy » Mon Apr 29, 2013 6:21 pm
It is a problem getting the meds settled in and hopefully it will not be too long. By the way I was put on Amitriptyline for sciatica and it worked - brilliant.
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
 
 

Denise.gn

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Post by Denise.gn » Mon Apr 29, 2013 6:32 pm
Thank you Lesley xx I love helping and supporting, just need to use some of that strength on myself from time to time [:)]
 
 

Denise.gn

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Post by Denise.gn » Mon Apr 29, 2013 6:36 pm
and Robbie too xx Yep, feels like me and Ox are on this journey together, and are both as stressed out. If i can help him through this, then I think I have at least achieved something over the last few weeks. Just need to remember my wise words when i am having a melt down too...
 
 

Ox1987

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Post by Ox1987 » Mon Apr 29, 2013 6:46 pm
It does help I just wish I knew the real chances of success as I have alot riding on it really
My whole future I suppose and the kids
 
 

Denise.gn

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Post by Denise.gn » Mon Apr 29, 2013 6:55 pm
Ox, I have told Tina that she can give you my personal email address if that helps? I did worry to begin with that you and I would just make each other more anxious, (and thats more a reflection on me than you i promise..), the offer is there. I am more than happy to have a chat with you off forum. I share all your fears albeit under different circumstances, and it sounds like you dont have many people to chat to about this issue within your family and circle of friends. Ditto here. So if you want to email me, I wont have probably all the answers, but I can support you and vice versa. It may stop us both bugging Tina all day and night, and a problem shared etc. Its a scary time for us both and having someone who is going on roughly the same journey has to help? The offer is there Ox. I wont be offended if you decline!
 
 

Ox1987

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Post by Ox1987 » Mon Apr 29, 2013 7:14 pm
Thats very nice of you

We fear everything at the moment, the fear for my job, fear for the house, fear for the kids etc

Not in a good place, desparate not to go BR and a DMP would be unsustainable everyone has told me
 
 

Denise.gn

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Post by Denise.gn » Mon Apr 29, 2013 7:22 pm
Same here Ox. Same issues, same fears, same hopes. Email me tomorrow, I am at home and will be online for some of the day. I have promised Tina i wont email her tomorrow with another list of questions and worries, so will be more than happy to have an online chat with you. I know you cant see it at present, but you arent in a hopeless situation. Far from it. See this as a lifeline. No one can predict what will happen on the day, but remember that you have the best person/company representing you. It just reminded me today when i had the upsetting call with the other company, that amongst all my anxiety and stress, i have done one thing right in choosing Melanie's team. Not a reflection on any other companies, but it just feels right. And i can already hear Tina breathing a sigh of relief knowing that she wont be inundated with my questions tomorrow...except for the one I have sent her this evening....email me tomorrow Ox, we can have a chat and see if we cant help each other through this.
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