hi im new here.

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kallis3

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Post by kallis3 » Wed Jun 17, 2009 11:38 am
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Excellent choice Marky. You will be in safe hands with Melanie's team.

Keep posting to let us now how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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debtmountain

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Post by debtmountain » Wed Jun 17, 2009 11:41 am
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Hi marky b [:)], Just wanted to say hi and well done on making that phonecall,I agree with Jan, you're in excellent hands with Melanie and her team...Good luck and keep posting as you will get a lot of help and support on here...xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
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flumpy dog

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Post by flumpy dog » Sat Jun 20, 2009 5:47 pm
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hey marky

just echoing the thoughts of the others

welcome to the forum and we are all here for you [:)]
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larainep

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Post by larainep » Fri Aug 14, 2009 7:28 pm
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When I had my iva hearing a condition of its acceptance was that 50% of any additional earnings, e.g. overtime, or any 'windfall' over £500 (I should be so lucky!) should be paid into the IVA.
59 months down, 1 to go... whoop whoop!
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marky b

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Post by marky b » Fri Aug 14, 2009 8:12 pm
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im told that you can keep the first 10% of your overtime and then they have to split the rest 50/50. hows it going with yours.
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Julie

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Post by Julie » Fri Aug 14, 2009 8:23 pm
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Hi Marky...welcome [;)]

If you've chosen Mel's company you'll get great sound advice...

You're right about this forum, it is like having counselling on tap [:D] We're all here for each other. [;)]
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larainep

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Post by larainep » Sat Aug 15, 2009 9:38 am
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I have to hand over 50% of any overtime or extra income received. My employer has this year ceased to pay overtime, we now just get time in lieu, so I don't have to pay the 50% anymore. Every 6 months I send in my pay slips for the IP to review whether I have been submitting the correct monies. Three years in, and so far, so good. Good luck with it!
59 months down, 1 to go... whoop whoop!
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marky b

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Post by marky b » Fri Aug 21, 2009 8:04 am
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thank, 3 years in eh, id trade places with ya for sure.
were just awaiting our final proposal to go through and return so were getting there.
its a stressful time though isnt it.
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Jinx

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Post by Jinx » Mon Oct 12, 2009 12:50 pm
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Hey Mark,

How did you get along?

How did you find the entry process for the IVA & if its started how do you feel about it?
its a marathon not a sprint!

I'm out of my mind but please leave a message!
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