you're almost there now and well done for getting this far, if Mum and Dad have helped then you can always repay them in 5 months when you're finished your IVA. Hope the last few months run smoothly for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk