Hi Lily!

[Skippy]

Hi Lily, how are you? How was your break?

I hope you are feeling ok, love Tracey x

Onwards and upwards!!!

[freelili]

Hi Skippy

Havent been yet, went to my sisters with my little girl, yesterday for a brine spa, it was great. Had a carer in who was rubbish, so glad I didnt go this week. I am just not thinking about debts/money etc. Had a e-mail from Kez just replied and checked the forum, saw that phone call post and I had just got off the phone from HSBC. Just spending the week with the kids had a couple of days out but yesterday came home to find my son trashed and sick (he had drunk sherry and a bottle of chip pan oil). Sacked carer, I am not paying that invoice, was up all night with him, he is feeling better now. I am feeling quite positive, not sure about going away now though. Hope you are OK, was sending virtual hugs on Tuesday. Love to all.

LILY

[Skippy]

Your poor son, I'm he's feeling better, some carer s/he was. I'm glad you had a good time at the spa - it's nice to have a relaxing break. Seriously think about going away for a break, but only if it's what you want to do.

Tuesday went as well as those things do - thanks for the virtual hugs, I needed them! I did give everyone a laugh though - at the wake I was holding Dave's pint and someone backed into me. I was wearing a v-necked dress and the lager went down my cleavage and ran out the bottom and down my legs, leaving me looking as though I had wet myself! I hope that makes you (and anyone else who reads this!) smile - I'm sure my uncle was looking down and laughing!

Take care and stay positive x

Onwards and upwards!!!

[freelili]

I want to but I am just worried about leaving the boys. I can see a future now I couldnt before, my mind is much clearer after only two days out. I will see the family tomorrow and talk with them. Ex hubby is having the kids, but its a long way to go, if I am needed, he just does not know the boys like I do, I dont want to stress them out anymore than I have already. Anyway, we shall see. Your situation made me laugh out loud, sorry, I can just imagine it. You will feel better Trace, I am a bit further down the grief road. a couple of weeks ago I was seriously considering bankruptcy, I glad now I didnt do it. You must give yourself some time to get over this before you make any decisions one way or the other. My thoughts are with you, Keri is having a really difficult time at the moment also. If youre reading this Kez, I am sending hugs your way too.
Love to all

LILY

[Skippy]

Glad I made you laugh Lily! I know what you mean about leaving your boys. Although it's a different situation but my dad was severely disabled with MS, and my mum had to do everything for him. She had carers in a few times, but she knew exactly how to look after my dad, what he needed and when, and I imagine that's how it is with you and your boys.

I've moved on from thinking of bankruptcy. It's there as a fall back, but Dave and I are going to try and manage and hope I get a pay rise in April. Whether I do or not I will complete a new income and expenditure form then - if I do the money will make a difference, and if I don't I'll ask for a variation - they can only say no. I'm feeling much more positive now that Tuesday is over - I now have two guardian angels looking after me, my dad and my uncle.

Keri, sorry to hear you are having a bad time - lots of love to you, and I hope things start getting better soon.

Onwards and upwards!!!

[scaredkez]

thanks you two, i just don't know whats happened to me over the last day or so i just feel so low, very tearful again.
lily sorry to hear about your son, i certainly wouldn't pay for that kind of care either.
tracey i am glad your uncles wake went well and you managed to give everyone a laugh certainly made me laugh.
lily i will reply to your e-mail soon so many things are happening at home at the moment, my head is all over the place, hubby nearly lost his job yesterday and i think that really made me think about a lot of things.
so glad i have this forum and you guys
love kerri

[coco]

Hi, Lily,

I hope your son is feeling better soon, and you sound so much more positive. Skippy have you heard anything about your variation meeting. I am still waiting, Kerri i felt exaclty like you yesterday and really felt like running away and not coming back. I know my variation is going to be rejected by NR, we looked at at our home the weekend and I thought well i dont like living here anyway which will make it easier when the time comes to had over the keys. I have always lived by the Law and paid my way but now i have no faith in anything i think when your dishonest you seem to get everything.

Well thats my winge over.

Take care everyone had have a good weekend.

xx

51 payments to go
(I apologise for my keyboards poor spelling and grammar)
http://coco.blogs.iva.co.uk

[Skippy]

Hi Coco, sorry to hear that you're not feeling so good, and you too Kerri.

I have put my variation meeting on hold for the time being. Dave and I have discussed it and I am hoping to get a pay rise fairly shortly. We have worked out that we can cope until then, and if I do get one it will mean I don't need a variation meeting. If I don't get a pay rise, then I will have to ask for a meeting.

I'll keep my fingers crossed for you that NR accept the variation, you never know, they might see sense.

I know what you mean about living by the law - someone I know has hardly ever worked (he's nearly 30) so him and his girlfriend have been given a maisonnette, and the job centre told him it would be better if she got pregnant as they could then have a house - grrrrrrrr!!!

Onwards and upwards!!!

[freelili]

Hello Guys

Firstly my son is OK, not well yesterday but I think he's OK today. Thank you for asking. Early this morning there was a somebody Lewis on TV from debt line (I thimk). He was saying that banks, consolidation and c/ cards are being pushed. They use Junk mail, adverts, phone calls, bill boards and they should take some responsibility for it. He has real beef with the banks in particular. He said that people do not know where to turn and do not realise until they are living on c/cards to feed themselves and then when they calculate how much they owe, panic sets in. He said it is leading to bankruptcy, marriage break up, poverty, immense family stress and suicide. He runs a web site full of desperate people and wants to bring it all out into the open. I wish this would happen and these companies that are ripping desperate people off would be exposed. I am sorry Kerri and Coco that you are having such a rough time. I hope you will have a clear mind soon, Skippy you are sounding so much more positive, Good luck guys.
love


LILY

[Skippy]

Glad to hear your son is ok bless him.

I agree, this should be out in the open. I have spent years trying to get out of trouble, but didn't know where to turn. If I had know what help was out there I wouldn't have got into debt as deeply as I did.

I've just checked my bank account - I am £2.70 overdrawn (obviously an unauthorised overdraft!) as I had forgotten a that a direct debit hadn't gone out. I'm off to the bank at lunchtime to pay a fiver in, hoping they won't bounce the DD and charge me some extortionate amount! Oh well, these things happen!

Yes Lily, I am feeling a lot more positive. There are a lot of people who are far worse off than me. I'm even thinking of going for a 'run' at the gym tonight!

Onwards and upwards!!!

[freelili]

thanks Skippy

To be honest I have to take some blame for it, my son ran out of his pop, he has allergies and I should have got some, I didnt and he is always thirsty. If its in a bottle its drinkable is how he thinks, but he will always go for his pop first. I have been on a guilt trip but am back now and he is fine today. I am feeling more positive too.

love to all

LILY