hi
me and my partner are entering into an iva , we have not signed the proposals yet, waiting for them to come through, i just wanted to ask i have a catalouge bill come through for £10 witch we have not added to iva could i pay it before not sure if we are allowed to. thank toy .sara
As your catalogue bill is only £10, I would pay it. It's not worth adding to the IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Just to clarify - it is just a one off payment isn't it, and not £10 per month isn't it?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
all thses spelling mistakes , im just getting really scared about the whole iva process , everyday seems to drag at the moment , i hope the iva gets approved.
May I ask which company you are going with for your IVA?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
We've had no problems with them so far, be coming up to our 12 month review shortly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You should get your paperwork soon. If you don't let us know and we'll chivvy it up. Don't worry about your spelling mistakes - we all make them and there is a facility to re-edit them here anyway. Good luck.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Give them a quick ring, just to remind them that you are there!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
another thing im worried about
We are doing a joint iva but im worried my partner only has about £19,000 in joint loan and overdraft same company natwest what our the chance of our iva to be approved?
thanks
That does not meet the requirements of a "Protocol" IVA, and NatWest may well prefer him to come to a separate arrangement with them rather than an IVA. What advice has your IP provided in this regard?
