hi me and my partner are entering into an iva

[saraw]

i asked my ip this morning the same question and she said it is fine and its worth a try!!!

[saraw]

what other arrangement would they ask for ?

[kallis3]

Probably a debt management plan, where he arranges to pay back so much per month but it is not a formal arrangement.

[saraw]

im worried now as would prefer for us both to go into an iva

[MelanieGiles]

Put your faith in the IP - if she thinks she can get it accepted she may know something that we don't!

[kallis3]

Let us know how it goes Sara. Be interesting to see.

[David Mond]

Who is your IP saraw?

[MelanieGiles]

She has already confirmed that she is with Payplan.

[David Mond]

Ah, thanks Melanie

[saraw]

Well we reveived our propsals through offering 32p in the pound over the joint proposals still waiting for a date but was told will be end of the month ,early march.
I having to do all this waiting its so stressful its all i think about everday from the minute i open my eyes. Cannot wait till its over .
I was also advised that our proposals will be filed in court why is this ?
thank you

[saraw]

Im sure when i spoke to my ip this morning she said she was from the intrium department, is this normal process thanks

[MelanieGiles]

Never heard of it! Does she mean something to do with an Interim Order?

[David Mond]

Probably seeking one (Interim Order) - is this because one of you is self employed or a creditor is trying sudden and immediate action?

[saraw]

No my partner is not self employed nor as far as im aware no action against us, i havnt heard anything from our creditors , just the usaul default letter.

[David Mond]

Wonder why your IP is then applying for an Interim Order