Hi my IVA is supposed to be getting discussed today at the creditors meeting. Although my IP is confident I am not. I was told the meeting would be held at 10.30 but I have still not heard anything back yet and it is now 11.30. I thought it would be a quick process is this a good or bad sign do you think? I am extremely nervous!!!
Aww try not to worry too much Mark, I am sure everything is fine and you will hear soon, if your IP wasn't confident of it going through then they wouldn't be proposing it so have faith!
Took your advice and rang them at 1.30. Funnily enough they were just about to ring me! I can't believe it but the creditors who attended have accepted my proposal. £210 a month on a joint IVA for £58000 debt. I am absolutely over the moon. We had not realised how much debt we were actually in and when we did we did not know where to turn especially after ringing certain of our creditors to discuss reducing interest charges etc and being fobbed off. I would like to say a big, big thank you to those people at CCCSVA who have sorted this out for me. Even better I don't start paying anything until the first of september!!!!
Great news...enjoy the journey to debt freedom. Great opportunity to build up a contingency between now and september ...the pressure has lifted and you will soon be in the swing of weekly budgeting !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Great news...enjoy the journey to debt freedom. Great opportunity to build up a contingency between now and september ...the pressure has lifted and you will soon be in the swing of weekly budgetting !y
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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Congratulations Mark, so glad you have been approved. Good luck with the IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk