Hi guys, had full&final accepted today. meeting was at 11am and had decision by 11.15am! Payplan have been fantastic throughout and I would like a special mention to our 5th case officer Alfie Merrit who I e-mailed every day last week to see if any votes had come in! He responded so quickly and kept me well updated. I cannot fault payplan. If you use Payplanplus then (for me) I always got responses asap. Can't quite believe it's over! ok, 2 more years at least of credit shot but who needs that! Hoping now Coventry Building society will be as compliant as they seemed to be on previous chats for sorting out going onto repayment mortgage next year when fixed product ends Sept 17. Anyway, still in shock that it's over and yet again well done to Payplan!(it did take 4 months to sort f&f but that's irrelevant to me now!) Funds paid across and direct debits cancelled as they instructed me too. So HAPPY!
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
Make sure to check your credit record to see that there have been no defaults registered after the start date of the IVA. If there are then you need to get them taken off once you get your completion letter.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Kallis and Foggy. I've already been sorting that and one company have changed the default date but just waiting on Barclays. With this forum I've managed to stay ahead of the game! so much knowledge on here so BIG thanks to you all.:)
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
Just such a lovely feeling though. I knew the end would come eventually but 2 years early is an amazing feeling! But yeah, definitely takes a while. Thanks Luluj x
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk