Hi, Please could you offer some mortgage advice.

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Lisa Thomas

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Post by Lisa Thomas » Fri Jul 29, 2016 9:45 am
You are almost at the finish line ready to sail away into the sunset...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Kazza

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Post by Kazza » Fri Jul 29, 2016 9:48 am
Ah thank you Lisa, such lovely words. Let's hope so :)
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
 
 

Kazza

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Post by Kazza » Tue Aug 16, 2016 12:58 pm
Hi guys, had full&final accepted today. meeting was at 11am and had decision by 11.15am! Payplan have been fantastic throughout and I would like a special mention to our 5th case officer Alfie Merrit who I e-mailed every day last week to see if any votes had come in! He responded so quickly and kept me well updated. I cannot fault payplan. If you use Payplanplus then (for me) I always got responses asap. Can't quite believe it's over! ok, 2 more years at least of credit shot but who needs that! Hoping now Coventry Building society will be as compliant as they seemed to be on previous chats for sorting out going onto repayment mortgage next year when fixed product ends Sept 17. Anyway, still in shock that it's over and yet again well done to Payplan!(it did take 4 months to sort f&f but that's irrelevant to me now!) Funds paid across and direct debits cancelled as they instructed me too. So HAPPY!
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
 
 

kallis3

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Post by kallis3 » Tue Aug 16, 2016 1:04 pm
Make sure to check your credit record to see that there have been no defaults registered after the start date of the IVA. If there are then you need to get them taken off once you get your completion letter.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Tue Aug 16, 2016 1:05 pm
Well done Kazza :-)

Have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Kazza

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Post by Kazza » Tue Aug 16, 2016 1:12 pm
Thanks Kallis and Foggy. I've already been sorting that and one company have changed the default date but just waiting on Barclays. With this forum I've managed to stay ahead of the game! so much knowledge on here so BIG thanks to you all.:):)
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Aug 16, 2016 1:36 pm
Great news well done!
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Kazza

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Post by Kazza » Tue Aug 16, 2016 1:41 pm
Thanks Lisa! :)
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
 
 

luluj

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Post by luluj » Tue Aug 16, 2016 8:39 pm
Great news ...well done
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Kazza

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Post by Kazza » Wed Aug 17, 2016 5:09 am
Thank you Luluj - it's still only sinking in! :)
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
 
 

luluj

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Post by luluj » Wed Aug 17, 2016 8:00 pm
It takes a while Kazza x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Kazza

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Post by Kazza » Wed Aug 17, 2016 8:09 pm
Just such a lovely feeling though. I knew the end would come eventually but 2 years early is an amazing feeling! But yeah, definitely takes a while. Thanks Luluj x
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
 
 

kallis3

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Post by kallis3 » Wed Aug 17, 2016 9:57 pm
Just so glad you got sorted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Kazza

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Post by Kazza » Thu Aug 18, 2016 5:09 am
Me too and thanks kallis x
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
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