Holidays

[caraf]

Hi
We as a family usually have a holiday once a year, either in England or a cheapy abroad depends what is going. Once I have established myself in my iva and learnt how to budget and STICK TO IT, I reconne I could put away for a holiday. Is this allowed??

[Adam Davies]

Absolutely
I had a hoiday eac year that I was in an IVA
It was the only thing that kept me going
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[caraf]

and did you iva company ask any questions ?? did they ask where all you money had gone?? did you actually tell them ??
england or abroad ?

[aguise]

Save those sun vouchers caraf,.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

[Shining]

i've had a look at that today ang and they are for school term times, there are a few for feb half term but apart from that sadly the dates are no good for me, daughters school is very strict on time off in term time.

[Adam Davies]

Hi
Why would they know ?
My holiday was paid for by family,however an IVA doesn't mean that you have to report every pound that you spend.As long as you report your income and expenditure honestly you can do as you wish.
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[caraf]

thank you andy.
Thank is one of the points that has been worrying me, is that someone (namely the IP) is going to come along and want to check all our bank accounts and statements to see what I have been spending all our money on.

[MelanieGiles]

So long as it does not affect their ability to maintain contributions, if my clients want to economise on other areas to pay for a modest family holiday, then I wish them well. As Andy says, everyone needs a break from routine in order to honour a five year repayment commitment.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[caraf]

do i need to tell my ip or not ?

[MelanieGiles]

No

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

[lilies34]

good luck on your savings for your family's vacation!

____________
http://www.whataboutloans.com

[james.c]

I Use Sun Holdiays and also go camping.

A holiday can be as cheap as you want it to be, the important thing is you enjoy what ever you do

no matter how bad money gets, theirs stll alot more important things in life

[cat 1]

Caraf..just don't send a 'wish you were here' from the Maldives. cat [:0]