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janderson

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Post by janderson » Wed Aug 12, 2009 6:20 pm
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Hi

Have you tried a site called freecycle, you can offer things but also reuest them. Obviously they are not always new but it does save money.

The site can be accessed by going to a search engine and ask for freecycle for your area. ie freecycle leeds.

Good luck
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mole

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Post by mole » Wed Aug 12, 2009 7:44 pm
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You shouldn't have to sleep on the floor and slightly better would be cheap Futon. Good Luck
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MelanieGiles

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Post by MelanieGiles » Wed Aug 12, 2009 9:53 pm
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The replacement of household items should be budgeted for - I always include a house mainteneance allowance of £20 to £30 in my client's proposals which they are advised to save up to meet the cost of replacing items such as furniture and electrical goods.

A payment break may be an idea - especially if you are in the throws of a variation in any case - but don't just look to the IVA for that. If you have a mortgage - why not also see if you could arrange a payment holiday there.

Argos have some very good furniture deals at reasonable prices.
Regards, Melanie Giles, Insolvency Practitioner
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pcowburn2409

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Post by pcowburn2409 » Thu Aug 13, 2009 9:02 am
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Hi Melanie,
I don't have a mortgage as I rent. I could see if I could get a 3rd party to help me out or as you say I can have a look at argos as well as Harverys that has been recommended previously by a number of members.
Regards,
Paul
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