Wed Sep 11, 2019 6:36 amjhonpaul12 wrote: If I cannot remortgage is there any option that paying off my IVA. Will be any third party for paying lump sum amount about the value of interest.Yes, it is possible to raise a lump sum from friends or family to make a full and final offer.
Mon Sep 23, 2019 6:39 amjhonpaul12 wrote: If I want to mortgage will it expected to increase the mortgage to more that 85% of the value of my property. Is the mortgage will be assessed to make sure if it was affordable.If you get the usual clauses the remortgage would be limited to 85% LTV. It is also limited by term --- the new moertgage cannot be longer than the current one or up to retirement age, whichever is later. Also the additional payments cannot be more than half of your regular IVA payment.
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