House Market Crash and IVA

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Skippy

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Post by Skippy » Fri Aug 29, 2008 12:15 pm
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One of the big reason's for the slowdown is this stupid government - HIPs and stamp duty. HIPs are a totally pointless money making exercise as far as I'm concerned. We actually put the flat on the market sooner than we intended last year just so we wouldn't have the extra expense.

However the biggest problem is the dithering on whether or not to abolish or cut stamp duty. Who is going to buy at the moment if they might be able to save a few grand by waiting? By leaking this, the government has done more damage than anything else.
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michael.t47

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Post by michael.t47 » Fri Aug 29, 2008 12:16 pm
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hi jan, how are you today?
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 12:20 pm
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Michael, I'm very well thank you, hope you are the same.

Skippy, I totally agree about the HIPS - what a waste of time. As for the stamp duty, either they remove or they don't, but don't keep dithering and tell people!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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michael.t47

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Post by michael.t47 » Fri Aug 29, 2008 12:23 pm
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yeah i good
totally agree with skippy too
going out to a restaurant tonight for a free meal yippee
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Skippy

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Post by Skippy » Fri Aug 29, 2008 12:23 pm
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The worst part about HIPs is they are only valid for a certain length of time (I think it's 6 months), not until your house is sold. The combination of that and the stamp duty fiasco - no wonder houses aren't selling.
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Skippy

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Post by Skippy » Fri Aug 29, 2008 12:24 pm
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Have a great time tonight Michael.
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 12:28 pm
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Those are the best sort of meals to have Michael. Enjoy!!!!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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michael.t47

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Post by michael.t47 » Fri Aug 29, 2008 12:28 pm
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we will, my sons boss is opening a new restaurant, we and some friends have been invited for the preview night. a bit like the f word
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Skippy

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Post by Skippy » Fri Aug 29, 2008 12:36 pm
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Very nice!
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 12:41 pm
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Room for a few extras?[:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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michael.t47

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Post by michael.t47 » Fri Aug 29, 2008 12:41 pm
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yeah looking forward to it
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michael.t47

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Post by michael.t47 » Fri Aug 29, 2008 1:47 pm
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just been on news that cml reckons 45000 people will have their house repossed this year
jan you more than welcome to join us
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 1:53 pm
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I wish I lived closer Michael, would love to meet you.

Thanks for inviting me anyway.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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michael.t47

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Post by michael.t47 » Fri Aug 29, 2008 1:54 pm
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one day hopefully
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kallis3

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Post by kallis3 » Fri Aug 29, 2008 1:59 pm
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You never know. When I've got some spare cash in 5 years time, I'll have to pay you a visit,
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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