How do I find myself on insolvency register ?

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welshwiz

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Post by welshwiz » Sat Apr 26, 2014 2:42 pm
Ok thanks Peejayl
 
 

doritos

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Post by doritos » Sat Apr 26, 2014 5:17 pm
so if you declare bankruptcy you don't go on that list?
 
 

Pandy

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Post by Pandy » Sat Apr 26, 2014 5:23 pm
Bankruptcy, DRO and IVA people are on the list the only ones who are not are people who opt for a DMP.

I think Bankrupt's are on the list until the IPA finishes, not completely sure on that though. Someone with more knowledge will be along soon to confirm or deny.
Last edited by Pandy on Sat Apr 26, 2014 5:26 pm, edited 1 time in total.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

Rickne

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Post by Rickne » Sat Apr 26, 2014 8:42 pm
looks like the site is down. Lets hope that happens more often :)
Completed via Early exit loan on year 4
 
 

welshwiz

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Post by welshwiz » Mon Apr 28, 2014 11:45 am
Just been on register still saying can't find me?
 
 

welshwiz

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Post by welshwiz » Mon Apr 28, 2014 2:00 pm
Have just found myself, they don't use middle names, not nice reading but can now check when we complete that its come off
 
 

ivamess

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Post by ivamess » Mon Apr 28, 2014 3:37 pm
Our middle names are on. Just hope the landlord doesn't decide to take a peek (or the letting agent either for that matter which could actually be worse) before our contract gets renewed.
 
 

martinw

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Post by martinw » Mon Apr 28, 2014 7:18 pm
If you move a credit check will almost certainly find it

If your not planning to move, I can't see why it would bother your landlord even if he/she finds out

A landlord is interested in
- getting the rent
- making sure you can afford the rent
- minimiing the time between tennants

If your paying the rent every month (including during the iva)and have been for some time the first 2 concerns should be taken care of.

If you start missing or being late with payments that's another story, but then a perfect credit record wouldn't help I'd think

Martin
 
 

Jules79

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Post by Jules79 » Mon Apr 28, 2014 8:34 pm
Eeeek!!! We're both listed too :-(

I feel shameful, almost as if its a list for the pitchforks to come out on Bonfire night after us!
How long does it take for our names to come off now our F&F has been accepted?
**23'04'14 - IVA Complete F&F Agreed with payments made to date oh and a fat PPI reclaim helped too. Completion Certificate received 23'10'14 ** After a couple of years of waking up and 'surviving' the day I now wake up and 'Live' for the day!!
**Any comments I make are purely my own opinions**
 
 

welshwiz

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Post by welshwiz » Mon Apr 28, 2014 8:39 pm
Anything up to 3 months I think
 
 

Foggy

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Post by Foggy » Mon Apr 28, 2014 8:42 pm
Some people come off after days of getting their certificate --- I upset them and was there for three months to the day.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Jules79

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Post by Jules79 » Mon Apr 28, 2014 8:44 pm
Thanks Welshwiz, I'd best be behaved then Foggy ha!
**23'04'14 - IVA Complete F&F Agreed with payments made to date oh and a fat PPI reclaim helped too. Completion Certificate received 23'10'14 ** After a couple of years of waking up and 'surviving' the day I now wake up and 'Live' for the day!!
**Any comments I make are purely my own opinions**
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