I have been discharged early but I have never felt relief! It may be because of all the ongoing hassle we have had. The threatening letters did not stop for months after bankruptcy, we got court papers for a CCJ 4 months after B that we had to sort out. There always seems to be something. I think the fact that our OR Office don’t seem to know what they are doing has just added to our stress. We have been told on more than one occasion wrong info from them.
We are still be hassled by the mortgage company and secured loan company, as the house has not been sold yet, they keep saying we have to pay them the arrears and the shortfall, when it is realised.
Then there is the business with the IPA they are trying to get from hubby’s wage, we had £20 surplus but they disallowed optician costs, household insurance and cut the housekeeping so they could have the IPA! We are contesting it.
Then yesterday, I find I am liable for a council tax bill for my old house for whilst I was bankrupt and really I thought the OR would have the vested interest in the house?
Maybe, one day, when this is all well and truly over, I may feel relieved and be able to relax, but not yet. I have not slept properly for months now, I have terrible nightmares, they are worse when I have a drink so cannot blot it all out with booze! hahaha
