how easy is it to transfer my account ?

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tes

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Post by tes » Wed Jul 09, 2008 9:23 am
I have been under IVA for 2. year now just started my 3rd year.
I want to tranfer my account from HSBC to Lloyds Tsb. How easy would it be? Lloyds TSB was one of my creditors under my IVA
 
 

LoneRanger

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Post by LoneRanger » Wed Jul 09, 2008 9:34 am
I doubt very much lloyds TSB will give you an account if they are one of your creditors bound by the IVA. Even if you had an account with them i doubt it will be open to use any longer.

Why would you want to change from HSBC?

Regards

Steve
Steve.

IVA approved!
 
 

Skippy

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Post by Skippy » Wed Jul 09, 2008 11:24 am
I would recommend opening a Cashminder account with the Co-op if they weren't one of your creditors as HSBC have a policy of closing the accounts of people in an IVA.
 
 

kallis3

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Post by kallis3 » Wed Jul 09, 2008 12:03 pm
Nationwide are another one to consider as well, they are pretty good.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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tes

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Post by tes » Wed Jul 09, 2008 1:56 pm
I am starting a business and have a fantastic business idea. LLOYDS TSB has offered me a business account and a large amount of business loan under the small firm loan guaranteed, but have asked me to transfer my personal account with them as a condition. I don't know how to get round that. Have tried to get a basic account open but they rejected me. someone advise to do a transfer of account instead and may be it would be possible. Any advise?
 
 

plasticdaft

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Post by plasticdaft » Wed Jul 09, 2008 2:00 pm
tes wrote:

I am starting a business and have a fantastic business idea. LLOYDS TSB has offered me a business account and a large amount of business loan under the small firm loan guaranteed, but have asked me to transfer my personal account with them as a condition. I don't know how to get round that. Have tried to get a basic account open but they rejected me. someone advise to do a transfer of account instead and may be it would be possible. Any advise?
Tes if you are in an IVA I didnt think you could get a loan?? I am sure someone will correct me if I am wrong.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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