Hi Sue,
I stopped paying creditors straight away, I was told to do this by the company that I was using, in my case Thomas Charles. I then informed creditors when they phoned, that I was applying for an IVA, they chased me for a while, manly for token payments. Then once my IP (Wilson Philips) sent out my information and meeting date, all phone calls and letters stopped, this was about 6-8 weeks after my first contact with anybody about an IVA.
Hope this helps
Cheers, Mark.
IVA accepted, so 60 months to go!!
My one bit of advice, if I can do it, so can you!
View my IVA story blog at:
http://sopty.blogs.iva.co.uk
Cheers, Mark.
IVA accepted, so 3 down, 57 months to go!!
My one bit of advice, if I can do it, so can you!